Talent.com
This job offer is not available in your country.
One Mobikwik Systems - Chief Risk Officer

One Mobikwik Systems - Chief Risk Officer

ONE MOBIKWIK SYSTEMS LIMITEDGurgaon, India
7 days ago
Job description

About the Role :

As a Chief Risk officer, you will define and lead the Enterprise Risk Management (ERM) framework, encompassing strategic, financial, operational, cyber, and fraud risks. You'll bring sharp insights, emerging risk intelligence, and actionable governance to the table. Your core focus will be Payments & Transaction Risk - ensuring secure, scalable, and compliant experiences across UPI, wallets, BBPS, cards and merchant flows.

Role & responsibilities :

1. Enterprise Risk & Governance :

  • Define and lead the Enterprise Risk Management (ERM) Framework covering strategic, financial, operational, compliance, fraud, and cyber risks.
  • Establish and maintain risk appetite and tolerance levels aligned with Board directives and regulatory expectations.
  • Serve as Secretary to the Boards Risk & Audit Committees, presenting dashboards, emerging risks, and actionable insights.

2. Payments & Transaction Risk (Core Focus) :

  • Provide deep oversight of payments risk across UPI, cards, wallets, BBPS, merchant acquiring, cross- border flows, and payout ecosystems.
  • Strengthen onboarding controls (KYC / KYB, merchant underwriting, synthetic ID detection).
  • Implement advanced transaction monitoring : rules engines, velocity limits, device fingerprinting, behavioral analytics, anomaly detection.
  • Oversee disputes, chargebacks, and merchant fraud, driving root- cause fixes and recovery strategies.
  • Balance secure yet frictionless journeys for customers and merchants.
  • 3. Fraud & Financial Crime :

  • Lead fraud risk management across consumer and merchant channels.
  • Monitor emerging fraud patterns (UPI / social engineering scams, mule accounts, merchant collusion, synthetic identities, phishing).
  • Ensure strong AML / CFT programs including suspicious transaction monitoring, reporting, and FIU engagement.
  • Align fraud prevention with global best practices and RBI expectations.
  • 4. Credit, Operational & Regulatory Risk :

  • Oversee credit risk controls across digital lending, and merchant credit lines.
  • Establish operational risk frameworks covering process risk, outsourcing / vendor risk, and business continuity.
  • Ensure full compliance with RBI Master Directions (KYC, PPI, BNPL, Digital Lending), data protection laws, and statutory reporting.
  • 5. Technology, Analytics & Risk Infrastructure :

  • Oversee deployment of fraud monitoring and risk management platforms (Actimize, Falcon, SAS, Feedzai, ML models).
  • Partner with Data Science & Engineering to embed real- time risk scoring into onboarding, payments, and merchant flows.
  • Build predictive dashboards and KRIs for early warning signals and Board reporting.
  • Preferred candidate Experience : 15+ years of progressive leadership in Risk, Fraud, Financial Crime, or Cybersecurity roles, with significant senior experience in FinTech, Payment companies, or Banks.

    2. Domain Knowledge :

  • Deep knowledge of digital payments (UPI, cards, wallets, BBPS, merchant acquiring, cross- border).
  • Strong exposure to merchant risk, chargebacks, disputes, and onboarding risk.
  • Understanding of lending fraud, first- party default, synthetic IDs, and wholesale / commercial banking risk.
  • Solid grounding in AML, KYC / KYB, RBI operational frameworks, and enterprise risk frameworks.
  • 3. Technical Acumen : Familiarity with fraud monitoring systems (Actimize, Falcon, SAS, Feedzai, or custom ML models).

    4. Leadership & Stakeholder Skills :

  • Credibility in engaging with Boards, Regulators (RBI, FIU, SEBI), Auditors, and Investors.
  • Proven ability to challenge and guide business teams constructively while enabling growth.
  • Track record of building and leading large, multi- disciplinary teams.
  • Excellent communication : ability to simplify complex risks for varied audiences (Board, CXO, regulators, operational teams).
  • (ref : iimjobs.com)

    Create a job alert for this search

    Chief Risk Officer • Gurgaon, India

    Related jobs
    • Promoted
    Chief Security Officer

    Chief Security Officer

    Air India SATS Airport Services Private Limited (AISATS)Delhi, India, India
    JOB PURPOSE & SPECIFIC RESPONSIBILITIES.The company shall appoint a Chief Security Officer with a professional background and familiarity with aircraft and commercial air transport operations for e...Show moreLast updated: 24 days ago
    • Promoted
    Chief Information Security Officer (CISO)

    Chief Information Security Officer (CISO)

    Vriba SolutionsGhaziabad, IN
    Chief Information Security Officer (CISO).Executive Leadership / Global Security Office.We are seeking an experienced and visionary. Chief Information Security Officer (CISO).The CISO will be respon...Show moreLast updated: 5 days ago
    • Promoted
    Oracle Cloud Security and Risk Management (RMC) Consultant

    Oracle Cloud Security and Risk Management (RMC) Consultant

    AtomDelhi, IN
    Job Title : Oracle Cloud Security and Risk Management (RMC) Consultant.We are seeking an experienced Oracle Cloud Security and Risk Management (RMC) Consultant to join our team.The ideal candidate w...Show moreLast updated: 30+ days ago
    • Promoted
    Compliance Officer

    Compliance Officer

    Booming Bulls FinservDelhi, IN
    Job Title : Compliance Officer – SEBI Registered Research Analyst (Remote).We are a SEBI-registered Research Analyst firm delivering high-quality equity and market research to our clients across Ind...Show moreLast updated: 4 days ago
    • Promoted
    Chief Marketing Officer (CMO) – Paid Media Focus

    Chief Marketing Officer (CMO) – Paid Media Focus

    BrainDonors CloudDelhi, IN
    BrainDonors Cloud – CMO (Paid Media Focus).BrainDonors Cloud is searching for a senior leader to own the org.You’ll oversee multi-channel perf. Define & execute paid media strat.Oversee large-scale ...Show moreLast updated: 30+ days ago
    • Promoted
    One Mobikwik Systems - Chief Risk Officer

    One Mobikwik Systems - Chief Risk Officer

    ONE MOBIKWIK SYSTEMS LIMITEDGurugram, India
    About the Role : As a Chief Risk officer, you will define and lead the Enterprise Risk Management (ERM) framework, encompassing strategic, financia...Show moreLast updated: 7 days ago
    • Promoted
    Cybersecurity Sales Director

    Cybersecurity Sales Director

    KapalinsDelhi, IN
    The Cybersecurity Sales Director will lead and drive the sales strategy for cybersecurity products and services in the Indian market. This role involves building and maintaining relationships with k...Show moreLast updated: 29 days ago
    • Promoted
    Junior Geo-Political Risk Analyst (Asia)

    Junior Geo-Political Risk Analyst (Asia)

    MAX SecurityDelhi, IN
    MAX is Global Risk Management organization based out in Tel Aviv, Israel and its APAC HQ is based out of Mumbai.Led by veterans from Israeli Military Special Forces, Intelligence, Cyber and Secret ...Show moreLast updated: 24 days ago
    • Promoted
    AI Technology Officer

    AI Technology Officer

    NEXA - Digital MarketingDelhi, IN
    We build practical AI that drives growth and efficiency for businesses.Our platform powers WhatsApp and web agents, voice experiences, content automation, and deep CRM integrations.You will own the...Show moreLast updated: 5 days ago
    • Promoted
    Marine Safety Officer

    Marine Safety Officer

    CMA SHIPSDelhi, IN
    Designated Person Ashore – Company Security Officer.Comply with IMS and all relevant international rules and regulations. .Ensure all your duties in accordance with quality, health, safety, environm...Show moreLast updated: 5 days ago
    • Promoted
    Junior Geo-Political Risk Analyst (AMERICAS)

    Junior Geo-Political Risk Analyst (AMERICAS)

    MAX SecurityDelhi, IN
    Max is Global Risk Management organization based out in Tel Aviv, Israel and its APAC HQ is based out of Mumbai.Led by veterans from Israeli Military Special Forces, Intelligence, Cyber and Secret ...Show moreLast updated: 30+ days ago
    • Promoted
    Program / Project Manager – Cybersecurity

    Program / Project Manager – Cybersecurity

    AiiR ResponseDelhi, IN
    AiiR Response specializes in AI-driven breach response and extortion management, automating negotiations, investigations, and recovery to significantly reduce incident costs and response times.With...Show moreLast updated: 5 days ago
    • Promoted
    Chief Technology Officer

    Chief Technology Officer

    Pay10 IndiaDelhi, India, India
    We are seeking a strategic and technically skilled.Chief Technology Officer (CTO).As CTO, you will drive innovation, oversee system architecture, and ensure that our digital products are scalable, ...Show moreLast updated: 5 days ago
    • Promoted
    Business Risk Manager (Technology)

    Business Risk Manager (Technology)

    RevolutGhaziabad, IN
    People deserve more from their money.More visibility, more control, and more freedom.Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, ...Show moreLast updated: 23 days ago
    • Promoted
    Vice President - Model Developer (Wholesale Risk)

    Vice President - Model Developer (Wholesale Risk)

    MashreqDelhi, IN
    The main purpose of the role is to lead the wholesale Risk model development team and assist the Head of Risk Analytics and Capital Management in execution of risk governance and practices around q...Show moreLast updated: 30+ days ago
    • Promoted
    Junior Geo-Political Risk Analyst (Europe)

    Junior Geo-Political Risk Analyst (Europe)

    MAX SecurityDelhi, IN
    MAX is Global Risk Management organization based out in Tel Aviv, Israel and its APAC HQ is based out of Mumbai.Led by veterans from Israeli Military Special Forces, Intelligence, Cyber and Secret ...Show moreLast updated: 5 days ago
    • Promoted
    Deployment Officer

    Deployment Officer

    SapaadDelhi, IN
    Our flagship product, also named Sapaad, has achieved remarkable success over the past decade, empowering.F&B businesses across 40+ countries. Driven by a passionate team of developers, designers, a...Show moreLast updated: 22 days ago
    • Promoted
    Oracle Cloud ERP Senior Analyst (Security and Risk Management)

    Oracle Cloud ERP Senior Analyst (Security and Risk Management)

    Sikich IndiaGhaziabad, IN
    Oracle Cloud ERP Senior Analyst.Security and Risk Management) with 5+ years of related experience in Oracle Cloud or any other Tier 1 ERP application. Accounting, Advisory, and Technical professiona...Show moreLast updated: 30+ days ago
    • Promoted
    Risk Analyst

    Risk Analyst

    TurnoGhaziabad, IN
    Development, Implement and Review of Credit Risk Models & Associated Frameworks in an unsecured rural / semi-urban lending context. Implement & Monitor Credit Risk strategies across the lending life c...Show moreLast updated: 24 days ago
    • Promoted
    GRC Consultant - Cybersecurity

    GRC Consultant - Cybersecurity

    LanceSoft Middle EastDelhi, IN
    Title : GRC Consultant - Cybersecurity.Immediate or 15 Days notice period only.Required Skills and Qualifications : .Proven experience in D&T governance, cybersecurity, risk management, and compliance...Show moreLast updated: 30+ days ago