Lead Credit Modelling

Company Description

Scienaptic AI is dedicated to expanding access to credit by transforming the technology behind credit decision-making. With over 150 years of credit expertise built into its AI-powered platform, Scienaptic helps financial institutions like banks, credit unions, fintech companies, and other lenders improve their underwriting decisions. The platform allows users to enhance decision quality, enabling faster approvals and more opportunities to say “yes” to borrowers. Scienaptic’s mission-driven approach empowers lenders to create better financial outcomes for their clients.

Role Description

This is a full-time remote role for a Lead Credit Modelling professional. In this role, you will manage and develop credit models, analyze data to improve decision-making processes, and work collaboratively with finance and credit teams to optimize credit strategies. Day-to-day tasks will involve interpreting credit risk data, delivering insights to improve credit policies, and ensuring customer-focused service initiatives are supported. Communication with stakeholders and the ability to provide data-driven guidance will be integral to the role.

Qualifications

• Proven experience in developing credit models
• Strong Analytical Skills to interpret data and improve credit decision-making
• Background in Finance with an understanding of its application to credit strategies
• Exceptional Customer Service skills to ensure client-focused outcomes
• Excellent Communication abilities for stakeholder collaboration and reporting
• Proficiency in data analysis tools and techniques is a plus
• Graduate degree in Finance, Economics, Business, or a related field is preferred