Talent.com
Walk-in For US Mortgage Underwriting -16th Oct 25- Bangalore

Walk-in For US Mortgage Underwriting -16th Oct 25- Bangalore

Infosys BPMbangalore, karnataka, in
22 days ago
Job description

Greeting from Infosys BPM Ltd.,

We are hiring candidates for US Mortgage- Underwriting Skill. Please walk-in for interview on 16th October 25 at Bangalore Location.

Note : Please carry copy of this email to the venue and make sure you register your application before attending the walk-in. Please use below link to apply and register your application. Please mention Candidate ID on top of the Resume

Process Lead- 4Yr to 8Yrs experience :

https : / / career.infosys.com / jobdesc?jobReferenceCode=PROGEN-EXTERNAL-228475

Interview details :

Interview Date : 16th October 25

Interview Time : 9 : 30 AM till 12 PM

Interview Venue :

JP Nagar, Infosys BPM Limited., #785, Ground Floor Axis Sai Jyoti, 15th Cross 100 Feet Road, Sarakki, 1st Phase. J P Nagar, Bengaluru, Karnataka 560078. Landmark : Near Sindhoor Convention Centre (NOTE : No Candidate parking facility will be available

Documents and things to Carry : :

  • Carry a print out your updated resume;
  • Carry any 2 photo Identity proof (PAN Card / Driving License / Voters ID card / Passport).
  • All original education documents need to be available for verification. (10th, 12th, Graduation (Sem Wise Marksheet, CMM. Provisional and Original Degree)
  • Candidates to carry mobile charger and ear / headphones to the hiring venue for in-person assessments and evaluations

Note :

Mandatory to carry- Smartphone with good front camera, charger and Headset for Assessment, Government ID proof Hardcopy.

Note : Individual Contributor role team handling experience is not mandatory

Purpose of the Role :

The Underwriter will review all loan documents and data in a loan file with the goal of rendering an Underwriting decision based on the loan characteristics including but not limited to Borrowers ability to repay (income, employment and assets), borrowers credit history and the collateral (property). UWs are granted Lending Authority based on their experience and their performance on initial test cases. Once Lending Authority is received, they underwrite loans in accordance with regulatory requirements, Investor guidelines and overlays.

Areas of Responsibility :

  • Underwrites mortgage loan applications and evaluates loans to maximize organizational profit and minimize risk or loss.
  • Closely monitor individual processing pipeline, workload and volume levels for maximum balance and efficiency.
  • Responsible for ensuring all documentation meets program and AUS requirements
  • Reviews and validates income and asset documentation
  • Reviews AUS findings
  • Issues underwriting decision and notifications of clear to close
  • Reviews all credit documentation
  • Reviews and approves all Trusts
  • Ensure adherence to any overlays
  • Mortgage Insurance certs
  • Issues Denials and 2nd tier manager reviews
  • Suspend file if credit decisions are unable to be rendered
  • Strong understanding of Desktop Underwriting (DU) and Loan Prospector (LP)
  • Analyze Income & employment, credit strength, property appraisal, check over debt to Income (DTI) and Loan to value (LTV)and all other information pertinent to the credit decision process on each mortgage application, as presented by the applicant
  • Underwriter to validate that a prospective mortgagors loan application adheres to the Investors, Secondary Investors (Fannie & Freddie) and guidelines of applicable government agencies to approve the loan
  • Analyzing the risk involved in approving a loan to determine whether it is acceptable to the Investor or not
  • Cite defects for any deficiencies observed on the loan.
  • Verify accuracy of the supporting employment documents, source of down payment / reserves, appraisal value and property title commitment received
  • Review legal documents, if present, to ensure the accuracy & completeness
  • Identify the mortgage insurance requirement (MI) and follow the MI guidelines, if applicable
  • Knowledge, Skills required for the role :

  • The ideal candidate should have 36 months of experience of independently underwriting residential mortgage loans, expert analytical skills with DU & LP experience
  • Should have minimum 24 months of Underwriting / Re-underwriting Mortgage experience in Conventional, FHA & VA loans (Government) products
  • May require a bachelor's degree in area of specialty or a graduation degree for India operations and High School Diploma for US Operations
  • Familiar with standard mortgage concepts, practices, and procedures within a particular field.
  • Relies on limited experience and judgment to plan and accomplish goals
  • Should have working knowledge with any Mortgage loan origination application.
  • Excellent mathematical and statistical aptitude.
  • A certain degree of creativity and latitude as expected.
  • Job Details :

    Interview Location : JP Nagar

    Work Location : Bangalore

    Working days : 5 Days Work from Office

    Week Offs : Weekly Rotational Offs

    Qualification : Graduates & Post graduation

    Designation : Process Lead

    Job Level : 4B

    Shifts : Night Shifts / US Shifts (06 : 30 PM to 03 : 30 AM)

    Experience : 4 Yrs to 8 Yrs

    Immediate Joiners only

    Pointers to note :

    Please do not carry laptops / cameras to the venue as these will not be allowed due to security restrictions. Original Government ID card is must for Security Clearance

    Regards,

    Infosys BPM Recruitment team.

    Create a job alert for this search

    Underwriting • bangalore, karnataka, in

    Related jobs
    • Promoted
    Us Mortgage Live Underwriter

    Us Mortgage Live Underwriter

    Career GuidelineBengaluru, Republic Of India, IN
    We’re Hiring | US Mortgage Live Underwriter.Job Title : US Mortgage Live Underwriter.Location : #Bangalore | #Pune | #Chennai | Work From Home. Experience : Minimum 3+ years of US mortgage underwriting...Show moreLast updated: 14 days ago
    • Promoted
    Investor Relations Associate

    Investor Relations Associate

    TalentojBengaluru, IN
    Proficient in any South Indian language.The desire to help customers with their problems.You have basic financial knowledge. Timings : 9 AM to 9 PM (9-hour working, Roster basis).Be a part of a growi...Show moreLast updated: 1 day ago
    • Promoted
    Walk-in For US Mortgage Underwriting -16th Oct 25- Bangalore

    Walk-in For US Mortgage Underwriting -16th Oct 25- Bangalore

    Infosys BPMBengaluru, Karnataka, India
    We are hiring candidates for US Mortgage- Underwriting Skill.Please walk-in for interview on 16th October 25.Note : Please carry copy of this email to the venue and make sure you register your appli...Show moreLast updated: 22 days ago
    • Promoted
    US Mortgage

    US Mortgage

    Brace Infotech Private LtdBangalore, IN
    Relevant Experience US Mortgage : 2+ years.Relevant Experience Underwriter : 2 Years.Note : Immediate to 60 days Notice Preferred. US Mortgage, Underwriter, 4C's underwriter.Show moreLast updated: 11 days ago
    • Promoted
    Walk-In For Us Mortgage Underwriting -16th Oct 25- Bangalore

    Walk-In For Us Mortgage Underwriting -16th Oct 25- Bangalore

    Infosys BPMBengaluru, Republic Of India, IN
    We are hiring candidates for US Mortgage- Underwriting Skill.Please walk-in for interview on 16th October 25.Note : Please carry copy of this email to the venue and make sure you register your appli...Show moreLast updated: 22 days ago
    • Promoted
    Investment Banking Associate (Investor Relations)

    Investment Banking Associate (Investor Relations)

    CreddinvBengaluru, Karnataka, India
    Position : Investment Banking Associate (Investor Relations).Experience : 0–1 year in investment banking, corporate advisory, or PE / VC transactions. Qualification : MBA Finance (Mandatory).Creddinv is ...Show moreLast updated: 1 day ago
    • Promoted
    Finance Associate

    Finance Associate

    Chanakya UniversityDevanahalli, Karnataka, India
    We are seeking a detail-oriented and proactive.The role involves ensuring accuracy and transparency in student financial records, coordinating across departments for timely entries, and maintaining...Show moreLast updated: 13 days ago
    • Promoted
    Strategic Sourcing- Procurement Services

    Strategic Sourcing- Procurement Services

    WNS ProcurementBangalore Rural, Karnataka, India
    Position : Strategic Sourcing– Procurement Services.Plot 8A, RMZ Centennial, Kundalahalli Main Road, Whitefield, Bangalore, India. The Senior Associate will manage and execute.This role requires stro...Show moreLast updated: 1 day ago
    • Promoted
    US Mortgage Underwriting Specialist

    US Mortgage Underwriting Specialist

    Career GuidelineBengaluru, Republic Of India, IN
    We’re Hiring | US Mortgage Live Underwriter.Job Title : US Mortgage Live Underwriter.Location : #Bangalore | #Pune | #Chennai | Work From Home. Experience : Minimum 3+ years of US mortgage underwriting...Show moreLast updated: 14 days ago
    • Promoted
    Underwriting_US Mortage

    Underwriting_US Mortage

    ConfidentialBengaluru / Bangalore
    A Mortgage Underwriter here will determine the eligibility of loan applicants or authorize purchases through underwriters for lenders. You will be analysing and verifying loan applications, evaluati...Show moreLast updated: 4 days ago
    • Promoted
    Investment Banking Associate / Sr Associate

    Investment Banking Associate / Sr Associate

    Indium Capital Advisorsbangalore, karnataka, in
    Indium Capital - Investment Banking Sr Associate / Associate - CA / MBA IIM / ISM / FMS / MDI (2-5 years) .Bangalore based Investment Bank operating since May 2014. We focus on Healthcare and Digital / Technolo...Show moreLast updated: 19 days ago
    • Promoted
    Walk-in For US Mortgage Underwriting on 16th October 25- Bangalore

    Walk-in For US Mortgage Underwriting on 16th October 25- Bangalore

    Infosys BPMBengaluru, Karnataka, India
    We are hiring candidates for US Mortgage- Underwriting Skill.Please walk-in for interview on 16th October 25.Note : Please carry copy of this email to the venue and make sure you register your appli...Show moreLast updated: 22 days ago
    • Promoted
    RMS (Reliability Monitoring System) Technical Expert – OSAT

    RMS (Reliability Monitoring System) Technical Expert – OSAT

    Tata ElectronicsKolar, Karnataka, India
    Tata Electronics (a wholly owned subsidiary of Tata Sons Pvt.India’s first AI-enabled state-of-the-art Semiconductor Foundry. This facility will produce chips for applications such as power manageme...Show moreLast updated: 30+ days ago
    • Promoted
    US Mortgage Live Underwriter

    US Mortgage Live Underwriter

    Career GuidelineBengaluru, Karnataka, India
    We’re Hiring | US Mortgage Live Underwriter.Job Title : US Mortgage Live Underwriter.Experience : Minimum 3+ years of US mortgage underwriting (with at least 1 year in live underwriting).Review and a...Show moreLast updated: 14 days ago
    • Promoted
    Walk-in For US Mortgage Underwriting -16th Oct 25- Bangalore

    Walk-in For US Mortgage Underwriting -16th Oct 25- Bangalore

    ConfidentialBengaluru / Bangalore, India
    We are hiring candidates for US Mortgage- Underwriting Skill.Please walk-in for interview on 16th October 25.Note : Please carry copy of this email to the venue and make sure you register your appli...Show moreLast updated: 4 days ago
    • Promoted
    Walk-In For Us Mortgage Underwriting On 16th October 25- Bangalore

    Walk-In For Us Mortgage Underwriting On 16th October 25- Bangalore

    Infosys BPMBengaluru, Republic Of India, IN
    We are hiring candidates for US Mortgage- Underwriting Skill.Please walk-in for interview on 16th October 25.Note : Please carry copy of this email to the venue and make sure you register your appli...Show moreLast updated: 22 days ago
    • Promoted
    Global Banking & Markets, Prime Services, PB Risk & Underwriting, Associate, Bengaluru

    Global Banking & Markets, Prime Services, PB Risk & Underwriting, Associate, Bengaluru

    ConfidentialBengaluru / Bangalore, India
    Global Markets and investment management services to a substantial and diversified client base that includes corporations, financial institutions, governments and high-net-worth individuals.The fir...Show moreLast updated: 4 days ago
    • Promoted
    Investor Relations Specialist

    Investor Relations Specialist

    Talentojhosur, tamil nadu, in
    About the Role : We’re looking for enthusiastic Investor Relations Executive to join our team and help investors have a seamless experience. You’ll be the first point of contact for customers, handli...Show moreLast updated: 30+ days ago