Individual Loan Officer - Retail MFB - RIL - Sales - Noida - Sector 62 - J Grades

Job Description

Key Objective of the Job :

To drive Rural Individual Loan business sales and achieving business deliverables.

Major Deliverables :

1 Ensuring onboarding of quality customers to maintain highest portfolio quality.

2 Identifying, sourcing potential rural individual loan customers & disbursing loans as per the internal process

and policy

3 Conducting business and house verification for the potential customer along with financial analysis to

finalize the desired loan amount.

4 Enabling business growth across assigned territories for deeper market penetration and reach.

5 To ensure achievement of disbursement targets and achieving desired productivity numbers.

6 Responsible for maintaining expected collection efficiency and ensuring minimum delinquency.

7 Continuous follow up of overdue customers if any to ensure their repayment.

8 Build strong client relationships both internally and externally and build a strong brand identification with

existing and potential customer base.

9 Achieving highest First Time Right (FTR)

10 Constantly engaging in learning and development programs to upskill.

11 Adherence to product, process, and policies of the company.

Qualification : Graduate in any discipline