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Assistant Manager / Manager Credit Risk

Assistant Manager / Manager Credit Risk

ConfidentialHyderabad / Secunderabad, Telangana
30+ days ago
Job description

Key Responsibilities :

  • Lead a dynamic team to deliver high-impact risk solutions across credit risk (underwriting, exposure controls, and line management).
  • Work with stakeholders across product management, data science, and engineering to build relationships with partner teams and drive implementation of risk strategies.
  • Manage challenging time constraints to ensure on-time delivery of projects.
  • Collaborate with partner teams to identify, evaluate, and recommend new data that helps in risk differentiation.
  • Analyze loss trends and simulate risk decisioning strategies to optimize revenue, approval rates, etc.
  • Work closely with the data science team to recommend credit risk decisioning and model deployment strategies.
  • Build a risk scorecard leveraging both internal performance data and external performance data for credit decisioning at underwriting and account management reviews for existing customers.
  • Collate analysis and build presentations to articulate the risk strategy for the leadership team.

Ideal Candidate Qualifications :

  • Quantitative background in engineering, statistics, math, economics, business, or related disciplines.
  • 5+ years of experience in analyzing data and using database query languages (e.g., SQL) and programming / developer tools such as Python, R, Databricks in a finance or analytics field.
  • 2+ years of experience leading a high-performing team of analysts.
  • Experience working with non-traditional data (e.g., social media) is a big plus.
  • Prior model building experience is a plus but not critical.
  • Analytical mindset and strong problem-solving skills.
  • Attention to detail and the ability to multitask.
  • Comfortable working in a fast-paced environment and dealing with ambiguity.
  • Strong communication, interpersonal, and presentation skills; ability to engage and collaborate with multiple stakeholders across teams.
  • Extremely proactive communicator, willing to raise flags when needed and keep team members informed of ongoing risk or fraud-related activities.
  • Skills Required

    Leadership, Credit Risk, Underwriting, Sql, Python, Databricks, Data Analysis, Finance, Analytics

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    Credit Risk Manager • Hyderabad / Secunderabad, Telangana

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