Mortgage Operations Analyst
Overview : Supports mortgage processing and servicing from disclosure through closing and boarding. Ensures compliance with Truth in Lending / RESPA Integrated Disclosure (TRID) rules, Home Mortgage Disclosure Act (HMDA), and other US mortgage regulations.
Key Responsibilities
- Prepare and review mortgage disclosures (Loan Estimates and Closing Disclosures) within regulatory time frames.
- Assemble and audit closing packages, coordinate with title companies and settlement agents.
- Conduct pre‑ and post‑closing quality reviews to ensure loan files are complete and ready for delivery or servicing transfer.
- Assist with boarding loans into the servicing platform and monitor escrow, tax and insurance processing.
Qualifications
Bachelor's degree preferred; 1–3 years of experience in mortgage processing or closing.Strong knowledge of US mortgage regulations (TRID, RESPA, TILA, HMDA) and documentation requirements.Proficiency with mortgage loan‑origination systems (e.g., Encompass) and strongorganizational skills.
Skills Required
encompass, hmda