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Mortgage Specialist

Mortgage Specialist

Tata Consultancy ServicesPune, Maharashtra, India
30+ days ago
Job description

TCS BPS IS HIRING FOR Mortgage Specialist role at Pune!

Kindly go through the norms below and apply only if its relevant for

Job Role : Mortgage Specialist

Job Location : Pune

Experience required :

  • 2 to 6 years of work experience in Mortgage origination / servicing domain

Job Requirement :

  • Any full-time graduate (10+2+3).
  • Immediate joiners are preferred.
  • Willingness to work in night shifts.
  • Mode of Salary credit should be through banks from all the employers (No cash in hand)
  • All educational and employment documents are mandatory to have
  • Skill Requirement :

  • Experience in mortgage servicing / mortgage origination is preferred.
  • Strong understanding of mortgage products, loan processes and financial regulations i
  • Good Analytical skills, excellent judgment, logic and reasoning
  • Being Flexible for working in Multiple Shifts
  • Computer literate and strong familiarity with credit financial analysis techniques
  • Excellent verbal and written communication and interpersonal skills
  • Ability to work independently in a Team environment

    Job Description :

  • Reviews forms, disclosures, and other documents to validate information and ensure compliance with applicable laws and regulations
  • Tracks compliance questions and requirements
  • Closely work with underwriters for Various denial reasons and Denial codes
  • Communicates with loan officers / area managers / team members to provide direction and guidance on applicable regulations.
  • Knowledge of two federal laws the Equal Credit Opportunity Act (ECOA), as implemented by Regulation B, and the Fair Credit Reporting Act (FCRA)
  • Disclosure requirements under the FCRA mandated by the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act)
  • Take action on the application and notify the applicant according to Regulation B’s standard notice requirements
  • Validates the denial codes are Accuracy of the codes
  • Knowledge of underwriting policies and guidelines.
  • "TCS does not charge any fee at any stage of the recruitment & selection process. TCS has not authorized any person / agency / partner to collect any fee for recruitment from candidates. If you notice the above, please bring it to our attention immediately.

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    Specialist • Pune, Maharashtra, India

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