Area Head-Mortgages

Job Requirements

Role / Job Title : Area Head-Mortgages

Business : Retail Banking

Function / Department : Rural Banking

Job Purpose

Grow and nurture the Mortgage Book, ensure portfolio health, focus on New Products, Segments & Channels, Champion serving the underserved

Roles & Responsibilities

• Effectively manage the team of cluster heads for business growth and above 99.8% collections across products
• Business growth in both HL & LAP loan product with equal focus on yield
• Focusing on products and branches which are lagging and help bringing them up
• Business planning and sharp execution on ground as expected by organization
• Effectively strategize and plan for each product and branch as per their performance on business and collections
• Controlling attrition and ensuring people development
• Focus on market penetration of our products
• Ensure increase in market share

Secondary Responsibilities

Education Qualification

Graduation - Any

Post Graduation - Any

Experience : 6-10 years

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Skills Required

Market Penetration, business growth, Business Planning