Senior Manager - Digital Product Management

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

Role Overview

We are seeking a strategic and execution-focused Senior Manager to lead product development for our Token Services platform in India. This role will be pivotal in driving the delivery of localized token capabilities that meet RBI regulatory requirements, while enabling secure and scalable payment experiences across our network.

Key Responsibilities

Product Development & Delivery

Lead the end-to-end development of token capabilities tailored to India’s regulatory landscape

Translate business requirements into actionable user stories and features for scrum teams, ensuring clarity, completeness, and alignment with compliance mandates

Agile Execution

Serve as the product owner for one or more scrum teams, managing backlogs, sprint planning, and feature prioritization.

Collaborate with engineering and platform teams to ensure timely and high-quality delivery of token services

Regulatory Compliance

Interface with internal risk, legal, and compliance teams to interpret and implement RBI directives

Ensure all token services deployed in India meet

PCI DSS , and

RBI circular

requirements

Stakeholder Engagement

Partner with global product leads, platform architects, and India-based operations teams to align on roadmap, dependencies, and delivery milestones

Represent Token Services in cross-functional forums and regulatory reviews.

Innovation & Strategy

Contribute to strategic planning and roadmap development for India token services,

Qualifications

8+ years of experience in product development, preferably in payments, fintech, or regulated financial services.

Strong understanding of agile methodologies and experience writing user stories and managing scrum teams.

Familiarity with RBI regulations, data localization frameworks, and tokenization technologies.

Proven ability to lead cross-functional teams and deliver complex products in a matrixed environment.

Excellent communication and stakeholder management skills.

Compliance Language

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally :

Competitive base salaries

Bonus incentives

Support for financial-well-being and retirement

Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)

Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need

Generous paid parental leave policies (depending on your location)

Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)

Free and confidential counseling support through our Healthy Minds program

Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.