True Pay - Credit Officer - Underwriting

Description :

About TruePay Finance Pvt. Ltd.

TruePay Finance Pvt. Ltd. is a rapidly growing Non-Banking Financial Company (NBFC) offering diverse retail and MSME loan products including Personal Loans, MSME Loans, Microfinance, LAP, and Daily Collection Loans.

We combine technology, data analytics, and customer-first lending models to make credit accessible to underserved segments across India.

We are building the next-generation digital lending ecosystem, and we invite dynamic, analytical minds from IIMs to be part of our growth journey.

Role Overview :

As a Credit Officer (Underwriter), you will be responsible for credit evaluation, risk assessment, and underwriting of loan applications.

You will play a critical role in maintaining portfolio quality, balancing risk with business growth, and driving efficient credit processes.

Key Responsibilities :

• Analyze borrower profiles, income documents, bank statements, and financials.
• Evaluate creditworthiness using data-driven and judgmental analysis.
• Recommend loan approvals or rejections as per internal policies.
• Collaborate with Sales, Risk, and Operations teams to ensure smooth loan processing.
• Assist in developing and refining credit policies and risk models.
• Monitor loan book performance and support portfolio analytics.

Desired Candidate Profile :

Why Join TruePay Finance? :

(ref : iimjobs.com)