Talent.com
This job offer is not available in your country.
Credit Risk Generalist

Credit Risk Generalist

ConfidentialMumbai, India
9 days ago
Job description

Job description

Some careers open more doors than others.

If you're looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.

Wealth and Personal Bankingis our new global business combining Retail Banking and Wealth Management and Global Private Banking. Across Asia, where wealth pools are growing faster than in any other region. Our dedicated colleagues serve millions of customers worldwide across the entire spectrum of private wealth, ranging from personal banking individuals and families, through to business owners, investors and ultra-high-net-worth individuals. We provide products and services such as bank accounts, credit cards, personal loans and mortgages, as well as asset management, insurance, wealth management and private banking that best suit our customers' needs.

We are currently seeking an experienced professional to join WPB Risk team as Vice President - Retail Collateral Risk Management .

Job Introduction

  • . Vice President- Retail Collateral Risk Management is responsible for the management of collateral risk in order to achieve the credit risk appetite and enable business growth.
  • . The most significant need that the incumbent has to fulfill is to manage developer and under-construction project approvals and monitoring (especially technical / valuation related nuances), design policies and review controls around valuation of current and impaired mortgage assets, monitor Real Estate market trends (primary and secondary), regulatory landscape. The incumbent will assist in integrating discussions and action plans on the larger objectives of collateral risk management with Regional Risk, Product, Operations and Collection Teams.

Principal Responsibilities

  • . Designing, modifying, implementing policies for collateral risk management, valuation, developer / under-construction project approval and monitoring etc.
  • . Monitor performance of approved under-construction projects / developers, valuation related controls etc.
  • . Closely monitor the real estate market - property price movements, launches and demand etc.
  • . Support strategic initiatives like system integration / enhancements for achieving operational efficiencies.
  • Role context

  • . The strategic directive that the incumbent has to deliver will be to build, automate and improvise the complex decision processes involved in the collateral management space.
  • . Efficient deployment of risk tools to provide innovative solutions focused on effective collateral management is a key deliverable of this role.
  • Guidance & authority

  • . The incumbent has the authority to take decision on collateral management Policy and related processes, while balancing risk and growth objectives. In order to ensure that the Group's lending norms are adhered to at all times, the jobholder will be guided by the area lending guidelines such as RRP, RG, FIM, Regulatory guidelines, Group Audit recommendations and local regulatory norms. The incumbent will draw guidance from SVP - Secured Lending Risk, Head - WPB Risk, India and ASP WPB Risk on matters related to policy
  • Requirements

  • . Education qualifications - Minimum Post-Graduate (Masters)
  • . Experience - 5 to 10 years of experience
  • HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment.

    Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

    ================================================================================================

    Skills Required

    technical valuation, system integration enhancements, collateral risk management

    Create a job alert for this search

    Credit Risk • Mumbai, India

    Related jobs
    • Promoted
    Assistant Manager / Manager Credit Risk

    Assistant Manager / Manager Credit Risk

    ConfidentialMumbai
    Lead a dynamic team to deliver impactful credit risk solutions across underwriting, exposure controls, and line management. Cross-Functional Collaboration.Work with product management, data science,...Show moreLast updated: 30+ days ago
    • Promoted
    Senior Credit Manager

    Senior Credit Manager

    Piramal Financemumbai, maharashtra, in
    We are hiring for Credit Professionals with experience of 8 - 12 years for a role in Piramal Finance (Wholesale RE Lending team). Post graduates with an inclination for Corporate financing, real est...Show moreLast updated: 30+ days ago
    • Promoted
    Senior Credit Analyst

    Senior Credit Analyst

    YES BANKmumbai, maharashtra, in
    Carry out due diligence for large corporate customers (large companies, listed / unlisted).In-depth financial analysis, business model review, management risk analysis. Working on cashflow based excel...Show moreLast updated: 22 days ago
    • Promoted
    AVP - Credit Analysis [T500-19724]

    AVP - Credit Analysis [T500-19724]

    MUFGmumbai, maharashtra, in
    Japan’s premier bank, with a global network spanning in more than 40 markets.Outside of Japan, the bank offers an extensive scope of commercial and investment banking products and services to busin...Show moreLast updated: 30+ days ago
    • Promoted
    Credit Risk Analyst

    Credit Risk Analyst

    ConfidentialThane, India
    Calling all innovators - find your future at Fiserv.We're Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world.We connect financial insti...Show moreLast updated: 9 days ago
    • Promoted
    Credit Limit Analysis, Associate, Firm Risk Management

    Credit Limit Analysis, Associate, Firm Risk Management

    ConfidentialMumbai, India
    Credit Limit Analysis - Associate.We're seeking someone to join our team as a [Associate] to [Credit Limit Analysis team]. In the Firm Risk Management division, we advise businesses across the Firm ...Show moreLast updated: 9 days ago
    • Promoted
    Compliance Advisory - Credit - SVP

    Compliance Advisory - Credit - SVP

    YES BANKmumbai, maharashtra, in
    Role holder should have 12-15 years of post-qualification experience with very good communication skills, hands on with Credit regulations (Wholesale / Retail) and compliances thereunder.KEY RESPONS...Show moreLast updated: 13 days ago
    • Promoted
    AVP - Credit

    AVP - Credit

    Anand Rathi Global Finance Limitedmumbai, maharashtra, in
    We are looking for a skilled professional to join our Credit team as an.The role involves credit appraisal, risk assessment, policy adherence, and ensuring quality underwriting for Loan Against Pro...Show moreLast updated: 26 days ago
    • Promoted
    Risk Management – Credit Risk Infrastructure -Analyst

    Risk Management – Credit Risk Infrastructure -Analyst

    NomuraMumbai, Maharashtra, India
    Nomura is a global financial services group with an integrated network spanning approximately 30 countries and regions.By connecting markets East & West, Nomura services the needs of individuals, i...Show moreLast updated: 26 days ago
    • Promoted
    Credit Controller

    Credit Controller

    PazagoMumbai, Maharashtra, India
    Pazago transforms the export experience, making each export order faster, more efficient, and stress-free.With streamlined processes and complete visibility, exporters save time, cut costs, and gai...Show moreLast updated: 30+ days ago
    • Promoted
    Credit Analyst

    Credit Analyst

    Elysium Capitalmumbai, maharashtra, in
    Qualification : A Graduate Degree in Commerce / Finance / Business or a Semi Qualified CA (dropped).Location : Mumbai (Mulund West). Preparation of proposal notes related to Real Estate Finance.Internal r...Show moreLast updated: 30+ days ago
    • Promoted
    Credit & Risk Strategist

    Credit & Risk Strategist

    ConfidentialMumbai, India
    Apollo Finvest is a tech-first NBFC redefining how India lends.With cutting-edge APIs, and a splash of startup magic, we&aposre enabling India's top fintechs to build and scale their lending journe...Show moreLast updated: 9 days ago
    • Promoted
    Regional Credit Manager

    Regional Credit Manager

    YES BANKmumbai, maharashtra, in
    Responsible for the region’s mortgage loan portfolio, should handle both products prime SBL and prime HL seamlessly.Manage a team of credit managers & ensure team adheres to credit policy, processe...Show moreLast updated: 7 days ago
    • Promoted
    Credit Manager

    Credit Manager

    Piramal FinanceMumbai, Maharashtra, India
    Deal evaluation : Understanding the industry & Business along with preparation of credit memo including financial model consisting of P&L, Balance Sheet and cash flow statement.Presentation of the d...Show moreLast updated: 14 days ago
    • Promoted
    Credit Risk Lead

    Credit Risk Lead

    ConfidentialMumbai, India
    Our client is B2B e-commerce platform.The Lead - Credit Risk will manage and strengthen the credit risk framework for unsecured lending (Supply Chain Finance, business loans, working capital), driv...Show moreLast updated: 9 days ago
    • Promoted
    Lead Credit Risk-Vice President

    Lead Credit Risk-Vice President

    ConfidentialMumbai, India
    Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area.As a Lead Credit Risk - Vice President in the Risk Management and Compliance team...Show moreLast updated: 9 days ago
    • Promoted
    Credit analyst - Debt Syndication

    Credit analyst - Debt Syndication

    Intellectual Capital HR Consulting Pvt. Ltd.mumbai, maharashtra, in
    Debt Syndication Transactions including syndicated debt, structured finance, acquisition / bridge finance project finance. Handle the entire gamut of pre- and post-sanction activities including proje...Show moreLast updated: 4 days ago
    • Promoted
    Risk : Head, Credit Risk - Retail Lending & Cards

    Risk : Head, Credit Risk - Retail Lending & Cards

    ConfidentialMumbai, India
    Risk : Head, Credit Risk - Retail Lending & Cards.The Risk department ensures that the Bank's risk is managed through a risk management architecture as well as through policies and processes approved...Show moreLast updated: 9 days ago