Credit Risk Lead

Our client is B2B e-commerce platform. The Lead - Credit Risk will manage and strengthen the credit risk framework for unsecured lending (Supply Chain Finance, business loans, working capital), driving credit policies, risk analytics, underwriting models, and portfolio monitoring to ensure optimal risk-adjusted returns.

Key Responsibilities :

Credit Risk Strategy & Policy

• Develop and maintain credit risk policies and frameworks for unsecured products.
• Review and enhance underwriting norms in line with market trends, regulatory guidelines, and risk appetite.
• Collaborate with product and analytics teams to optimize credit strategies for new and existing products.

Underwriting & Risk Models

Portfolio Monitoring & MIS

Key Skills & Qualifications

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Skills Required

Credit scorecards, Credit risk policies, Rule engines, Underwriting norms, Credit strategies