This is an Independent role and candidate will manage a business of 40-75L PM (Unsecured Business Loans)Needs to have a good knowledge of Local market with a special focus on the Self-employed category. Must have experience in that GeographyTo understand clients business & provide appropriate products like Business loans, OD faciltyHas to work closely with DSA's / do Tele calling / Branch Banking teams for new customer addition.To cross sell various products like Current Account / Savings account / Life Insurance and General InsuranceTo build relationships with key persons (CFOs / promoters) in the target segments & build client trust & confidence.To be alert on competitive elements in the target segments (viz. other banks etc.) &Augment the presence and penetration of the Kotak brand in the target marketImprove efficiency by monitoring accounts sourced, do top ups on existing loans when possibleGraduate / MBAExperience : 3-4 years in the local market, preferably some background in Credit & Sales Knowledge is required - ability to get the customer to buy into the asset proposition- loan amount, rate & fees. Should have good oral and written Communication skills.Job Knowledge- The candidate would need to handle Sales for a gamut of products like TL, OD,Skills Required
Credit Sales, Current Account, Savings Account, Life Insurance, Business Loans, General Insurance