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Credit & Risk Strategist

Credit & Risk Strategist

PLEXO HR SolutionsMumbai, Maharashtra, India
11 days ago
Job description

Job Mode : Work From Office

Job Type : Full-time

Working Days : 5

Industry : Fintech

About the Company :

It is a publicly listed, tech-first NBFC powering India’s digital lending revolution.

We’ve scaled rapidly by building a 100% digital, zero-manual-intervention lending backbone.

Now, as we step into our 10 → 100 growth journey, we’re looking for someone hungry to own

finance, drive growth, and sit at the heart of decision-making.

What You’ll Do :

  • Develop and manage credit strategies for unsecured personal loans .
  • Work on digital underwriting processes and real-time decision engines to support faster, smarter credit decisions.
  • Collaborate with product and data teams to strengthen risk assessment frameworks.
  • Oversee key parts of the loan lifecycle , including disbursement, repayment, and collections.
  • Monitor portfolio performance and formulate risk mitigation measures. Stay informed about regulatory updates, credit trends, and industry benchmarks.

What We’re Looking For :

  • Minimum 5+ experience in unsecured personal loans , preferably in a digital lending environment.
  • Strong understanding of digital lending platforms, including underwriting and designing credit policies.
  • Experience working with a fintech or NBFC , ideally one with its own consumer-facing app.
  • Analytical mindset and the ability to work with large datasets to make informed decisions.
  • Strong communication and collaboration skills.
  • Why Join Us?

  • Competitive salary and benefits.
  • Work directly with our CEO and CFO in a high-impact, fast-growing fintech environment.
  • A fast-paced, collaborative culture that values innovation, ownership, and bold thinking.
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    Credit Risk • Mumbai, Maharashtra, India

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