Business Analyst

This job is with Standard Chartered Bank, an inclusive employer and a member of myGwork – the largest global platform for the LGBTQ+ business community. Please do not contact the recruiter directly.

Job Summary

The Risk / Finance Infrastructure and Change team at Standard Chartered requires a Business Analyst to support the delivery of Regulatory Enterprise-Wide Stress Testing (EWST), as part of the Stress Testing Project (STP), covering Balance Sheet Projections and multiple Risk types across the Bank, including Market, Credit, Liquidity, Operational, Capital and Pension Risks. The successful candidate will focus on Banking Book Finance / Credit Risk implementations and deliveries within the Scenario-Based Analytical Platform (SBAP). The successful candidate would have a FP&A (Financial Planning & Analysis), Risk Management or a Business Analysis background with a strong quantitative understanding of Financial Forecasting or Credit / Market Risk, who has a track record of working on risk-related projects and who has demonstrated strong stakeholder management skills. Prior involvement in the stress testing field is considered an advantage.

Key Responsibilities

• Take ownership of the change process around Counterparty Credit Risk, both for internal capital adequacy purposes and for regulatory purposes, e.g. Basel IV
• Take ownership of functional model design
• Drive modelling changes around Losses, Risk Weighted Assets and Credit Valuation Adjustments
• Develop prototypes that will serve as a key tool for communication, coding and testing in the attainment of strategic Credit Risk model changes
• Engage with key business stakeholders for model / change requirements, to be able to articulate them, and to ensure that requirements are appropriately challenged and well thought out
• Engage with key technology stakeholders to ensure proper implementation of changes and / or requirements
• Understand models which derive Default Probabilities (PD), Losses Given Default (LGD), and Exposures at Default (EAD
• Participate in knowledge transfer initiatives and documentation

Regulatory & Business Conduct

Display exemplary conduct and live by the Group's Values and Code of Conduct.

Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.

Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Lead to achieve the outcomes set out in the Bank's Conduct Principles : [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.]

Serve as a Director of the Board

Exercise authorities delegated by the Board of Directors and act in accordance with Articles of Association (or equivalent)

Key stakeholders

Group and Local Stress Testing Teams

Finance and Treasury teams

Risk Coverage

Skills and Experience

Financial and Risk Management Theory

Business Analysis

Communication Skills

Excel & Code Comfort Core

Change management methodologies and

Technical and Functional Design Advanced

Agile practices

Qualifications

Strong domain knowledge across FP&A or financial risk management, particularly Credit / Market Risk

Strong understanding of financial mathematics and statistics

Good knowledge of regulatory stress testing rationale, theory and demands. This includes but is not restricted to the Basel Standards and the various industry stress tests (ICAAP, CCAR etc)

Strong written and verbal communication skills

Ability to manage a diverse and challenging stakeholder community to deliver change.

Proficient in Excel

Degree education in a quantitative field (E.G. Finance, Economics, Engineering)

Desirable but not Essential

Post graduate degree or relevant qualifications (E.G. CFA / FRM / PRM Charter progress)

Programming knowledge in Python, C# or Java

Competencies

Action OrientedCollaboratesCustomer FocusGives Clarity & GuidanceManages AmbiguityDevelops TalentDrives Vision & PurposeNimble LearningDecision QualityCourageInstills TrustStrategic MindsetTechnical Competencies : This is a generic competency to evaluate candidate on role-specific technical skills and requirements

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we : Do the right thing

and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do

Never settle,

continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well

Are better together,

we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter,

we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

Core bank funding for retirement savings, medical and life insurance,

with flexible and voluntary benefits available in some locations.

Time-off

including annual leave, parental / maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.

Flexible working

options based around home and office locations, with flexible working patterns.

Proactive wellbeing support

through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits

A continuous learning culture

to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.

Being part of an inclusive and values driven organisation,

one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment Assessments

Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

Visit our careers website www.sc.com / careers