Lead Analyst SME (Subject Matter Expert)

Essential Skills & Experience :

• Must have a good knowledge of US Real Estate Industry and Market in underwriting the CML / CRE loans across all the sectors; along with hand on experience in underwriting the Multifamily agency (Freddie & Fannie) loans.
• Should be aware of the US taxes for different States and Counties; along with knowledge of various rent / sales comparable to be used in accordance with subject properties.
• Must be well versed with concepts of Cap Rate / Index rate / LTC / LTV / Spreads / Cap Stack, Implied vs Cash Equity and various loan specific terminologies. In addition, should know the implications and effect of UW In-place and Mark to Market assumptions using property financials and its demographics through broker provided offering memorandum.
• Candidate should have the knowledge of US Market and Sub-Market to understand the deal s demographics and its impact on the subject property.
• Hand on experience and proficient in preparing the dynamic financial models in MS excel.
• Master s degree Major in Finance or Banking and Capital Markets, CFA designation a plus.
• Exceptional quantitative aptitude and skill set with a mastery of Microsoft Office applications.
• Ability to manage multiple priorities in a fast paced, fluid environment.
• Previous background with real estate lending required with Debt Underwriting in real estate preferable.
• Rigorous analytical mindset with a high level of intellectual curiosity and excellent problem-solving skills.
• Acute focus on attention to detail, accuracy, and data validation.
• Effective communication skills (listening, verbal, and written).
• Excellent interpersonal and teamwork skills.
• Sound judgment and discretion.
• Strong initiative, energy and confidence completing assignments with limited supervision.

Skills Required

Analytical, Subject Matter Expert, Financial Modelling, Data Validation, Ms Office, Cash Flow