Credit Analyst

Location : Bangalore / Mumbai / Delhi NCR

Role : Credit Analyst / ARM

Calling all those who dare to dream BIG—if solving working capital challenges and building tech-enabled solutions, gives you a high like no other than this is the closest you will ever get to it!

CredAble is for the curious, the determined, and the problem solvers. We're making a difference in the world of working capital financing and solving real-world business problems. The best part We're having fun while we're at it.

Role & responsibilities

To assist RMs in the end-to-end process including credit underwriting, monitoring, documentation, sanctioning, meeting the desired portfolio and TAT standards.

Position Responsibilities :

• Assist RM / SRM to grow revenues, build asset book and expansion of client base. Support in coverage of startups.
• Conducting detailed research on the financial history of businesses and individuals to determine client's creditworthiness.
• Appraising prospective clients and preparation of CAN (Credit Appraisal Note) along with financial sheet as per the prescribed format
• Monitor client's compliance with credit terms on an ongoing basis; identify and advise early warning signals. Conduct periodic evaluation to ensure quality of accounts / portfolio.
• Appraising industries and lending eco-systems and help in creating innovative lending products
• Updating the management team on key developments in the lending space.
• Regular interaction with internal stakeholders (RM / Ops etc.) to be well informed of the activities related to clients.
• Drawing conclusions from available data (both quantitative and qualitative) regarding the creditworthiness the client.

Preferred candidate profile

Education : CA qualified / MBA in Finance

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Skills Required

supply chain finance, Excel, Credit Underwriting