Role & responsibilities
- Owner / Manager of Banks Credit Policies and Processes including implementation and providing support to new credit policies and processes
- Handling Queries related to policies and processes from Business / Credit / Product stakeholders
- Prepare policy and process enhancements on account of changes in business environment and regulatory changes after discussing with internal stakeholders; updating & improvement in various credit controls; prepare the note to be put up to the RMC & Board for policy modifications
- Respond audit queries pertaining to Credit Policy raised by internal stakeholder / regulators
- Keep abreast with regulatory guidelines and prepare analysis of the same for the Senior / Top Management as required
Preferred candidate profile
Strong proficiency in Excel, Word & Power-point.Should be experienced in working with and analyzing large quantities of dataKnowledge of major Risk Management Guidelines (Master circulars on Risk Management by RBI)Understanding of basic credit underwriting practicesSkills Required
Risk Assessment, Regulatory Compliance, Stakeholder Engagement, Financial Modeling, Risk Mitigation, Excel, Word