Zonal Credit ManagerGreen Start Management Consultancy • Pune, IN
No longer accepting applications
Zonal Credit Manager
Green Start Management Consultancy • Pune, IN
4 days ago
Job descriptionBuild and manage the zonal credit structure with decentralized assessment & centralized decision-making . Maintain strong credit norms ensuring low delinquency and superior portfolio quality . Oversee credit underwriting, risk assessment, fraud control & business support . Conduct portfolio analytics, risk reviews & MIS reporting . Improve workflows, credit processes, and system modules. Drive enhancements in product design & credit programs . Manage high-volume credit operations across the zone. Lead a team of 40+ credit, operations & support staff . Maintain productivity, quality & TAT across branches. Oversee loan operations, disbursements, banking & collection support . Work closely with HO, Regional teams, Sales, Credit & Risk . Manage LMS updates, customer service workflows & documentation controls . Handle PDC / ECS / NACH / CKYC , EMI banking & daily / monthly reconciliations. Monitor fund flows, liquidity planning, and working capital availability. Drive operational excellence through automation & process re-engineering . CA / CWA / MBA–Finance / PGDM–Finance 15+ years in Credit, Underwriting, Credit Operations & Risk Assessment. Strong exposure to NBFC / Housing Finance / Affordable Housing . Must have 10–12+ years in NBFC handling small-ticket secured loans . Mandatory : Experience leading a team of 40 or more . Strong leadership, people management & decision-making skills. Experience across Sales support, Credit, Collections coordination, Operations & Customer Service. Strong in analytics, system implementation, automation & process improvements. Ability to drive digital initiatives and enhance internal efficiencies.
Green start Hiring
Job Title : Zonal Manager – Credit Affordable Home Loans(ticket size 5-25 lakhs)
Department : Credit
Reporting To : National Manager – Credit
Location : Chennai
Age Group : Up to 40 years
Team Size : Must have led a team of at least 30 members
Role Overview
Responsible for managing the end-to-end credit function for the zone , ensuring strong underwriting, adherence to credit policies, operational efficiency, and portfolio quality. The role covers customers with documented and undocumented income profiles within the housing finance segment.
General Responsibilities
- Lead the credit & underwriting function for the zone.
- Implement and enforce credit policies, processes & guidelines .
- Ensure full compliance with NHB norms, internal policies & TAT .
- Review & refine credit policies relevant to affordable housing & informal income segments .
Principal Accountabilities
Strategic
Tactical
Supervisory / Operational
Candidate Profile
Education
Experience
Skills
Create a job alert for this search
Manager Manager • Pune, IN
Related jobs
Credit Manager
Oyster HR — Global Remote Team • Pune, IN
Job Opportunity : Credit Manager (Part-Time).Oyster HR — Global Remote Team.At Oyster HR, we partner with leading global businesses to help them hire, manage, and empower talent anywhere in the worl...Show more
Last updated: 2 days ago • Promoted
Kogta Financial - Zonal Receivable Manager - Wheels - West Zone
Kogta Finance Limited • Pune, India
KOGTA FINANCIAL (INDIA) LIMITED is urgently looking for Zonal Receivable Manager (Wheels) - West Zone.Job description : Role Summary : <...Show more
Last updated: 30+ days ago • Promoted
Zonal Manager Corporate Leasing
Bajaj Finance Limited • Pune, Maharashtra, India
To manage Product related function for Corporate onboardingCulture Anchor : Think like an Entrepreneur - Encourages new ideas helps teams improve and supports them in taking up challengesPractice Emo...Show more
Last updated: 30+ days ago • Promoted
Senior Credit Analyst
Poonawalla Fincorp • Pune, Maharashtra, India
Key Responsibilities - Strategy Development - Develop and test segmentation models and collection strategies (e.Support A / B testing for new strategies, channels, or customer treatments.Connects wi...Show more
Last updated: 7 days ago • Promoted
Area Credit Manager-Emerging Corporate
Confidential • Pune
Credit Analysis & Underwriting.Conduct thorough credit analysis of proposals and prepare credit notes.Facilitate faster deal closures by participating in deal structuring and credit enhancement.Bal...Show more
Last updated: 24 days ago • Promoted
Area Credit Manager-Equipment Finance
Confidential • Pune
Evaluate the creditworthiness of new and existing customers.Analyze financial statements, credit reports, and other relevant information to determine credit limits.
Develop and implement credit poli...Show more
Last updated: 24 days ago • Promoted
Credit Analyst
Crisil • Pune, Maharashtra, India
Assist global Credit Analyst(s) in cash flow analysis for Structured Finance securities.Prepare cash-flow Model for structured finance deals RMBS, across EMEA and US regions) using proprietary plat...Show more
Last updated: 30+ days ago • Promoted
Kogta Financial - Zonal Collection Manager - MSME
Kogta Finance Limited • Pune, India
Job Description : - Develop processes & procedures to control delinquencies & NPAs.Build and develop measurement standards to improve performance and operational effecti...Show more
Last updated: 30+ days ago • Promoted
FatakPay Digital - Regional Sales Manager
FatakPay Digital Pvt. Ltd. • Pune, India
Role Overview The Regional Manager DSA Channel will drive the personal loan business through Direct Selling Agent (DSA) partners in the re...Show more
Last updated: 30+ days ago • Promoted
Credit Manager
Confidential • Pune, India
Self Motivated, Communication Skills.Building Work Relationships, Empathy.Credit,Letter oF Credit,Credit Underwriter,Credit Analysis,Credit Manager.
Note : This is a requirement for one of the Workas...Show more
Last updated: 24 days ago • Promoted
Zonal Portfolio Manager (MSME)-West
Confidential • Pune, India
Responsible for driving collections across the vehicle finance portfolio for Western Zone (Maharashtra, Gujarat, MP) India.
Ensure recovery targets are met, NPAs are minimized, and legal / repossessio...Show more
Last updated: 24 days ago • Promoted
Credit Manager - Home Loans
Blank Financial • Pune, IN
Blank Financial is a Multi Award Winning Mortgage Broking Business that is dedicated to helping individuals achieve their homeownership and financial dreams.
By offering smart lending options and re...Show more
Last updated: 12 hours ago • Promoted • New!
Credit Manager-Loan Against Property
Confidential • Pune, India
Credit Manager-Loan Against Property.To assess, evaluate review and approve credit proposals as which is referred to retail credit involving LAP products.
To Maintain the service level deliverables ...Show more
Last updated: 24 days ago • Promoted
Manager - Credit Corporate
Confidential • Pune, India
Manage large teams (approximately 5-20 people across offices) supporting international clients with a strong focus on driving results, talent management and stakeholder engagement.The manager will ...Show more
Last updated: 24 days ago • Promoted
IN-Senior Manager Credit Risk Quant Advisory CorporateAdvisoryPune
PricewaterhouseCoopers • Pune, Maharashtra, India
At PwC our people in risk and compliance focus on maintaining regulatory compliance and managing risks for clients providing advice and solutions.
They help organisations navigate complex regulatory...Show more
Last updated: 30+ days ago • Promoted
Senior Credit Analyst
Branch International • Pune, IN
Branch is a leading AI-based lending fintech with 50M+ downloads across India and Africa.We use alternative data to reach millions of people that are largely excluded from the financial sector.Head...Show more
Last updated: 14 days ago • Promoted
Zonal Manager- Annual Maintenance Contract (Commercial Vehicles)
SV Management Consultants • Pune, IN
Lead AMC backend HO team and support regional AMC team to collaborate with field channels and customers to help them manage their Logistics Business smoothly without involving in day to day mainten...Show more
Last updated: 12 hours ago • Promoted • New!
Area Credit Manager-SUPPORT SERVICES-Credit
Confidential • Pune, India
Area Credit Manager - KMPL Support Services-Credit.He should be having the system knowledge as well as good in communications.
Minimum experience should be 8 Yrs.Candidate should have the collection...Show more
Last updated: 30+ days ago • Promoted