RPMG : Portfolio Manager - Bharat Banking

About the Role

The Portfolio Manager handles multiple vendors which handle across bucket portfolio for AGRI Loans. The Portfolio manager ensures bucket resolution and manages the portfolio as per the existing process. The Portfolio Manager also ensures compliance with the audit procedures of the bank.

Key Responsibilities

1.Achieve the required resolution target as per the business requirement.

2. Ensure minimum forward flow to the next bucket.

3. Timely allocation, billing confirmation, regular customer visits.

4. Inventory management basis quarterly targets / risk benchmarks @ 30DPD+, 90DPD+ & 180DPD+

5. Net NPA Performance against the targets for the month.

6.Recovery Target for the month - RURAL

7.Gross Slippages & Inventory management basis resolution targets.

8.NPA Recovery / Upgrade for the month

9.Legal Filling, Coverage & Execution.

10.Manage outsourced staff / vendors and ensure achievement of the monthly resolution targets.

11.Ensure adherence to the set process and audit requirements in place.

12.Create a performance-oriented environment leading to high employee motivation and productivity.

13.Ensure that all staff are adequately trained on the products of the bank, processes, and various policies of the bank

Qualifications

Optimal qualification for success on the job is :

• .Graduation / Post-Graduation from a recognized institute
• .Min 5 years of relevant experience in NBFC / Banking industry

Role Proficiencies :

For successful execution of the job, the candidate should possess the following :

Skills Required

Collections, regulatory guidelines , Vendor Management