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US Mortgage Loan Processor

US Mortgage Loan Processor

MyfinserLucknow, IN
8 hours ago
Job description

About Myfinser Global

Myfinser is a global services company providing virtual business process solutions to clients worldwide. This position is part of our specialized team delivering Mortgage Hard Money Loan Processing and Underwriting Services to a leading U.S.-based client in the mortgage finance industry—recognized for excellence in real estate lending, capital markets, and securitization.

Role : US Mortgage Loan Processor

Key Responsibilities :

  • Work on U.S. Mortgage Hard Money Loan Origination, Processing, and Pre-Underwriting.
  • Review and evaluate application forms, bank statements, background checks, credit reports, inspection reports , and other financial data to assess risk and eligibility.
  • Collect and verify borrower and broker documentation as per checklist requirements.
  • Conduct due diligence including KYC, property appraisal, title verification, insurance, and credit analysis.
  • Support underwriters by preparing loan files, financial models, and loan term sheets.
  • Analyze income, cash flows, and repayment capacity ; calculate interest and eligibility.
  • Review third-party reports, appraisals, and other collateral documents.
  • Enter / update data in loan origination systems and ensure compliance with partner guidelines.

Required Skills & Experience :

  • 3–5+ years of experience in U.S. mortgage origination and underwriting (Residential or Commercial).
  • Strong expertise in Fix & Flip, Bridge, New Construction, Multifamily Bridge, and DSCR Rental loans.
  • Deep understanding of credit analysis (Income, Assets, Liabilities — 3Cs of Underwriting) .
  • Proven ability to review property appraisals, tax certificates, insurance , and project documents.
  • Ability to thrive in a fast-paced, high-volume environment.
  • Strong analytical, decision-making, and communication skills (written & verbal).
  • Flexible, detail-oriented, and collaborative team player.
  • 📩 How to Apply

    Send your resume to hr@myfinser.com

    Subject line : Application – US Mortgage Loan Processor (Joining Time / CTC)

    Location : Hi-Tech City, Hyderabad

    Shift : USA Shift (6 : 30 PM – 3 : 30 AM IST / 9 AM – 6 PM EST)

    Salary : Best in Industry

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