Description
- Branch Banking is the liability business for Deutsche Bank present in 17 locations across India. This carters to a wide variety of population through its distinct channels like Personal banking, Private Banking and Business Banking.
- The primary objective is to enhance the value of the existing trade account portfolio.
What we’ll offer you
As part of our flexible scheme, here are just some of the benefits that you’ll enjoy,
Best in class leave policy.Gender neutral parental leaves100% reimbursement under childcare assistance benefit (gender neutral)Sponsorship for Industry relevant certifications and educationEmployee Assistance Program for you and your family membersComprehensive Hospitalization Insurance for you and your dependentsAccident and Term life InsuranceComplementary Health screening for 35 yrs. and aboveYour key responsibilities
Business Clients Credit is responsible for advising / supporting business clients with complex credit financing needs, in line with all applicable regulatory requirements.
Work includes :
Advising on credit-related client solutions and assessing loans from an income and risk perspective, within the existing credit processesBe responsible for preparing credit submissions for approval, and the independent application for credit authority or approvals, whilst also monitoring credit exposures and / or any credit material deterioration over the life cycle of the client relationshipIdentifying business clients’ credit needs and proposing suitable products, services and / or solutionsSupporting efforts to gain new business and grow earnings potential from existing clients, e.g. at client conferencesAdvising and guiding teams in the development of bespoke products / solutions / platformsWorking with functional and cross-functional colleagues to ensure that products / solutions / platforms meet the needs of the bank / clients. May also participate in the negotiation and execution of mandated transactions with clientsOptimal utilisation of resources, and compliance with defined performance targets keeping in line with relevant internal guidelines / controls and regulatory requirementsMaintaining and growing business contacts and leads in the lending businessCompliance with internal and credit-related regulations, e.g., QS audit results, KWG§18 etc.Implementing regulatory KYC requirements, and maintaining compliance with other applicable regulatory requirements and guidelinesYour skills and experience
The candidate should have experience in servicing or sourcing clientsThe candidate should have liabilities experience for sourcing Capital accounts (FDI / ODI / ECB)Applicants are preferred from Banking / Premium club membership / (Paid) High End Credit card sales background.Candidate should have excellent communication in English and well groomed.Minimum qualification required is Graduation.Minimum Exp should be 5 – 10 Years in relevant field.How we’ll support you
Training and development to help you excel in your career.Coaching and support from experts in your team.A culture of continuous learning to aid progression.A range of flexible benefits that you can tailor to suit your needs.