Credit Risk Analyst

What You'll Do:

We are seeking a talented and motivated Credit Risk Analyst to support our O2C team supporting WW operations. As part of our Credit Risk team your role will be pivotal in analyzing customer risk and ensuring Criteos bottom line is in sync with the top line. You will be play a vital role in ensuring a better cash flow with minimal risk.

• Uses financial statements to independently determine the financial condition of customers and decides credit limit recommendations for medium monetary value customers.

• Manages accounts of customers with medium credit limits independently.

• Resolves credit issues independently.

• Presents credit recommendations to management.

• Analyzes and researches customer's receivables account delinquency and determines the type of communication method to facilitate payment.

• Resolves disputes related to customer payment on delinquent accounts and negotiates and ensures payment from customer.

• Recognizes trends for non- payment and resolves the issues by engaging internal partners at all levels.

• Analyzes at-risk customers, Agencies, Partners and recommends account strategies to prevent delinquencies.

• May train new team members

This Position is based in Gurugram

Shift EMEA - 12:30 PM IST to 9:30 PM IST

Who You Are:

• 2 to 4 years of experience in credit internally or in banking

• Strong written and verbal communication, negotiation, and conflict resolution skills.

• Developed accounting knowledge.

• Advanced understanding of credit processes, financial principles etc.

• Strong understanding of customer's internal payment processes.

• Solid problem solving and prioritization skills.

• Good computer skills.

• Solid understanding of risk mitigation tools.

• Basic project management skills.