Territory Portfolio Manager For a Growing NBFC

Roles and Responsibilities

• Handling Cases for Home loan.
• Assessment of borrowers profiles , repayment capacity and income stability
• Understand and interpret results of financial analysis, banking analysis and bureau reports
• Analysis of all customer related information in line with credit & risk policy to check eligibility
• Meeting and personal discussion (PD) with customers to understand their business, profile and loan requirement
• Visiting business premise, property and residence of customer at the time of PD
• Understanding credit worthiness of customer along with intention to repay the loan by analysis of all documents, observation & findings of PD.
• Study, analysis and interpretation of legal & technical reports of property
• Underwriting and sanction of Home loan / loan against property files sourced by sales team
• Maintaining TAT as per guidelines and taking case to decision point.