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Product Innovation Manager

Product Innovation Manager

ZETBengaluru, Republic Of India, IN
30+ days ago
Job description

About ZET :

At ZET, we believe that passion fuels those who shape the world. Our team is on a mission to make a real impact by driving financial inclusion and accessibility across Bharat. With over 500 million online users in underserved regions, we are building an ecosystem that connects consumers to trusted financial solutions that were once out of reach. Empowered by technology and trust, we are making financial services more affordable and within reach for the next billion Indians.

Through our ZET platform (B2C), we focus on empowering individuals, especially those new to credit (NTC) or with low credit scores, to build and improve their CIBIL scores. One of our key offerings is the Magnet FD Credit Card, co-branded with SBM. The Magnet card plays a pivotal role in helping users from Tier 2, 3, and 4 cities boost their credit scores. By providing insights & solutions into their creditworthiness, consumers are empowered to make informed financial decisions, unlocking opportunities for loans, mortgages and greater financial stability.

On our ZET Partner (B2B) platform, we connect communities in Tier 3 and 4 cities to a wide network of financial brands and credit products. By leveraging a trusted network of agents, we bridge the gap between consumers and top banks, making financial services more accessible and tailored to the specific needs of these underserved markets.

Raising $13M in our series A funding in March 2022, we are proud to be backed by General Catalyst, Nexus, Sequoia Surge, Waterbridge and other leading Angel Investors. Starting with only two in 2019, we are now a workforce of high spirited people diligently striving to enable fintech for Bharat.

Problems we are solving

  • Lack of Awareness : Many consumers, especially those in Tier 3 / 4 cities, are unaware of how to improve their CIBIL score and the credit solutions available for the same.
  • Reaching Bharat : Consumers in Tier 3 & 4 cities often struggle to access essential financial services and opportunities due to limited reach and availability from financial institutions and banks.
  • Trust : The trust deficit in rural areas hinders the adoption of modern fintech solutions, creating barriers to financial inclusion.

The rise of ZET

  • April 2019, Founded by Manish Shara & Yash Desai
  • August, 2020, Raised Seed Funding led by Waterbridge Ventures
  • July 2021, Raised $5 M led by Sequoia’s Surge, Nexus Venture Partners & renowned Angel investors.
  • March 2022, Raised $13M in Series A round led by General Catalyst & renowned Angel investors.
  • Angel Investors who trust our mission

  • Kunal Shah - Co Founder, CRED
  • Kalyan Krishnamurthy- CEO Flipkart
  • Harshil Mathur - Co Founder, Razorpay
  • Vidit Aatrey - Founder & CEO, Meesho
  • Sujeet Kumar - Co Founder, Udaan
  • Lalit Keshre - CEO, GROWW
  • Gaurav Munjal - Co-founder & CEO, Unacademy
  • Aakrit Vaish - Co-founder & CEO, Haptik
  • Jitendra Gupta - Founder, Jupiter
  • Amrish Rau - CEO PineLabs
  • Gokul Rajaram - Product & Business, Doordash
  • Why ZET

  • High-end Technology
  • Make in India
  • Accelerated Growth
  • Build for next Billion users
  • Fast pace & Innovation
  • Opportunity to Thrive
  • Product Management at ZET :

    At ZET, you will execute the development of groundbreaking consumer applications designed to revolutionize financial services for billions of users across India. You will be instrumental in building from scratch, scaling exponentially and continuously innovating to ensure market leadership in the fintech landscape.

    Responsibilities :

  • Own end-to-end product lifecycle for consumer and partner-facing products—cards, loans, and integrations with multiple banks.
  • Translate banking and compliance requirements into simple, trustworthy user experiences.
  • Drive integrations with partner banks for new products (secured cards, personal loans, credit builder products).
  • Collaborate with engineering, design, compliance, operations, and business teams to deliver high-quality releases.
  • Conduct User research in Tier 2-4 contexts to deeply understand pain points around trust, literacy, and access.
  • Define and monitor success metrics, delivering measurable impact (e.G., X% faster bank integrations, Y% improvement in user activation).
  • Balance speed of execution with risk management, ensuring regulatory and financial safeguards are built into products.
  • Accustomed to dealing with ambiguity in a fast-paced environment.
  • Proven ability to collaborate successfully across cross functions.
  • Requirements :

  • 2–3 years of product management experience, ideally in fintech or consumer internet.
  • Prior experience integrating with banks or financial institutions (cards, loans, or lending platforms) is strongly preferred.
  • Strong analytical, problem-solving, and decision-making skills.
  • Comfortable working in ambiguous, fast-paced environments with multiple parallel projects.
  • Excellent communication and stakeholder management skills across business, tech, and compliance teams.
  • Strategic thinker who can zoom out on business goals, but also hands-on in execution.
  • MBA is a plus, plus, not mandatory. What matters is your ability to deliver impact.
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    Product Manager • Bengaluru, Republic Of India, IN

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