Senior Mortgage Underwriter

Responsibilities :  Knowledge of mortgage underwriting and Agency automated underwriting systems  Demonstrate a full understanding of agency guidelines as well as posted Lender internal guidelines  Review all mortgage applications and documentation for accuracy and completeness  Review and be able to complete a full analysis of all types of income (Self / Rental / Wage / etc), Assets, Liabilities, Credit and Collateral.  Analyze credit, income, and assets on a loan-by-loan basis to properly assess individual risk, and promptly provide underwriting decisions to Mortgage Originators  Review property documentation including title commitments, sales contracts, insurance, and flood determinations  Maintain a well-developed knowledge of loan product guidelines and industry regulations, including assisting in the prevention, detection, and resolution of mortgage fraud  Review and analyze appraisals for value and compliance with industry requirements  Demonstrate the ability to independently make sound decisions based on the creditworthiness of the applicants based on established underwriting guidelines, policies, procedures, knowledge, and experience  Provide exceptional customer care (both internal and external) in a manner that satisfies the individual needs of each customer and builds loyalty to the client  Maintain confidentiality of all customer and employee information  Respond positively to feedback .Meeting daily production.  Meeting the daily SLA requirement.

Qualifications Education : Bachelors in any stream.

Experience : 2+ years’ increasingly responsible experience in related areas.

Knowledge / Skills / Abilities :  Experienced mortgage professional with 2-3 years with mortgage underwriting.  Has a complete understanding of Conventional, FHA and VA underwriting guidelines.  Has working knowledge of real estate lending criteria and federal, state, and agency compliance  Can multi-task and manage time efficiently  Has strong organizational skills, attention to detail, and basic Microsoft Office skills  Good analytical and problem-solving skills.  Strong organization and verbal and written communications skills. . Salary Package- 40 to 60 k per month . Location - Pune, Delhi, Haryana, Bangalore, Nagpur, Mumbai Indore.

Contact 9630413511 Soniya HR