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Senior Mortgage Underwriter / Commercial Mortgage

Senior Mortgage Underwriter / Commercial Mortgage

The HIRDDelhi, India
18 hours ago
Job description

Job Title : US Mortgage Underwriter / Commercial Mortgage

Experience : 2 to 7yrs

Salary : upto 9Lpa

Qualification : Graduate

Notice Period : Immediate to 30 days

Location : Pune

Skills & Qualifications :

  • 2–7 years of experience in Mortgage Underwriting (US and / or UK process).
  • Proficiency in income calculation, DTI, LTV, and credit risk analysis.
  • Expertise in live underwriting, underwriting specialist, or core underwriting functions.
  • Strong analytical and decision-making abilities.
  • Excellent communication and documentation skills.
  • Immediate joiners preferred.

Key Responsibilities :

  • Perform end-to-end underwriting for US and / or UK mortgage applications.
  • Conduct detailed income calculation, DTI (Debt-to-Income), and LTV (Loan-to-Value) analysis.
  • Review credit, collateral, and compliance documents to ensure accuracy.
  • Make sound credit decisions aligned with client and regulatory standards.
  • Handle live underwriting queues and provide real-time decisions.
  • Collaborate with internal teams and stakeholders for smooth loan processing.
  • Maintain high quality, accuracy, and adherence to SLAs.
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