Job Title : US Mortgage Underwriter / Commercial Mortgage
Experience : 2 to 7yrs
Salary : upto 9Lpa
Qualification : Graduate
Notice Period : Immediate to 30 days
Location : Pune
Skills & Qualifications :
- 2–7 years of experience in Mortgage Underwriting (US and / or UK process).
- Proficiency in income calculation, DTI, LTV, and credit risk analysis.
- Expertise in live underwriting, underwriting specialist, or core underwriting functions.
- Strong analytical and decision-making abilities.
- Excellent communication and documentation skills.
- Immediate joiners preferred.
Key Responsibilities :
Perform end-to-end underwriting for US and / or UK mortgage applications.Conduct detailed income calculation, DTI (Debt-to-Income), and LTV (Loan-to-Value) analysis.Review credit, collateral, and compliance documents to ensure accuracy.Make sound credit decisions aligned with client and regulatory standards.Handle live underwriting queues and provide real-time decisions.Collaborate with internal teams and stakeholders for smooth loan processing.Maintain high quality, accuracy, and adherence to SLAs.