Risk-Credit Risk Review-Vice President-Hyderabad

Job Description

BUSINESS UNIT OVERVIEW

The primary role of Credit Review is to independently assess the effectiveness of the Firm's credit risk management processes. Credit Review is also responsible for providing senior management and the Board of Directors an objective and timely assessment of the credit portfolio. The group reports to the Chief Risk Officer (CRO) and is independent from Credit Risk.

Responsibilities

As a member of Credit Review, you will be part of a team that conducts systematic reviews of wholesale credit portfolios, analyzing counterparty credit quality in order to determine the accuracy of risk identification in the portfolio as well as the adequacy of documentation, administration, policies, and procedures.

Key Responsibilities Include

Leading and participating in industry reviews as well as performing continuous monitoring on assigned industry sectors.

• Industry Reviews :
• Prepare detailed, independent analysis on individual credits in adherence with established credit review procedures and regulatory guidance. Document conclusions clearly and concisely.
• Periodically manage and lead industry reviews, guiding review team to meet key milestones. Effectively aggregate, document, and communicate findings
• Evaluate adequacy of analysis completed by Credit Risk including, among other things, accuracy of credit ratings, timeliness of any rating changes, identification of potential credit weaknesses, and adherence to applicable policies and procedures, laws and regulations
• Effectively challenge Credit Risk's ratings, policies, procedures, as warranted
• Continuous Monitoring :
• Perform ongoing surveillance of assigned industry sectors, staying informed of trends / credit-related activities and identifying emerging risks
• Prepare quarterly reports assessing the industry portfolio's overall risk

Skills / Experience

COMPETENCIES

About Goldman Sachs

At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world.

We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com / careers.

We're committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more : https : / / www.goldmansachs.com / careers / footer / disability-statement.html

© The Goldman Sachs Group, Inc., 2023. All rights reserved.

Goldman Sachs is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, national origin, age, veterans status, disability, or any other characteristic protected by applicable law.

Skills Required

Corporate Finance, Credit Analysis, Finance And Accounting, Internal Audit