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Bharat Banking : B2B Wholesale RM

Bharat Banking : B2B Wholesale RM

ConfidentialErnakulam, India
11 days ago
Job description

About Bharat Banking :

Bharat Banking is a new Department which has been set up to drive different business that the Bank does in Semi Urban and rural markets. The department is expected to drive business outcomes by focusing on partnerships, new products, innovation, reimagining customer journeys and driving / creating new channel.

About the Role :

The Wholesale RM is responsible for achieving the disbursement, fee and book budgets assigned to the team and region and for attending service aspects / deepening of existing relationships at designate branches.

Key Responsibilities :

  • Responsible for sourcing of new clients
  • Responsible for the acquisition and relationship management as well as renewal of the existing portfolio of clients in the designated region and for attending the service aspects of existing clients
  • Ensure complete documentation / disbursement formalities
  • Meet the desired productivity levels of the relationship managers and the overall team targets in terms of Disbursement, Fee and Book for the region
  • Liaison with Branches and Clusters for sourcing new business
  • Coordinate with internal credit, FCU and Operations team for converting leads into business

Qualifications :

Optimal qualification for success on the job is :

  • Graduation / Post-Graduation from a recognized institute
  • Role Proficiencies :

    For successful execution of the job, the candidate should possess the following :

  • Knowledge of credit, industry and product trends
  • Knowledge of regulatory guidelines and norms
  • Good communication (both verbal and written) skill in both English and the local language
  • Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment
  • Ability to handle pressure and meet deadlines
  • Ability to coach and mentor others
  • #ComeAsYouAre 'We are dil se open. Women, LGBTQIA+ and PwD candidates of all ages are encouraged to apply'

    Skills Required

    Refer to the Job Description

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    Wholesale • Ernakulam, India

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