Job Description
Job Summary –
The Mortgage Loan Processor will be responsible for performing a variety of loan documentation duties on complex loan packages and ensure compliance with policies and procedures for loan products. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills.
Essential Job Functions :
- Verify loan quality as per US requirements and lender guidelines and set up the loan for UW
- Provide excellent customer service to internal and external clients by demonstrating expertise, thoroughness, thoughtfulness, politeness and enthusiasm
- Review and analyze all necessary documentation, including borrower docs and third-party docs
- Interpret policies while analyzing applicant information, property and documentation
- Comprehensive understanding of credit underwriting guidelines
Requirements :
This role requires a wide variety of strengths and capabilities, including :
Minimum 1 year experience in US Residential Mortgage preferably in Pre UW / File Set up with excellent knowledge of Income and Asset GuidelinesExcellent customer service and written and verbal communication skillsDetail oriented and excellent organizational skillsQuick learner to keep up with the fast paced mortgage industryAble to prioritize multiple tasks and manage timeProblem-solver with strong analytical skillsAdheres to directives, procedures, and standardsAbility to work in a paperless environmentComputer proficiency including Microsoft Office Product SuiteCandidates must be available to work outside of normal business hours when necessaryFlexible to work in 24 / 7 process including night shifts and weekendsYears of experience needed –
Minimum 1 Year of experience US Residential Mortgage preferably in Pre UW / File Set up with excellent knowledge of Income and Asset GuidelinesSkills Required
Mortgage Underwriting, Us Mortgage, residential income