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Pre Underwriter

Pre Underwriter

ConfidentialPune
9 days ago
Job description

Job Description

Job Summary –

The Mortgage Loan Processor will be responsible for performing a variety of loan documentation duties on complex loan packages and ensure compliance with policies and procedures for loan products. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills.

Essential Job Functions :

  • Verify loan quality as per US requirements and lender guidelines and set up the loan for UW
  • Provide excellent customer service to internal and external clients by demonstrating expertise, thoroughness, thoughtfulness, politeness and enthusiasm
  • Review and analyze all necessary documentation, including borrower docs and third-party docs
  • Interpret policies while analyzing applicant information, property and documentation
  • Comprehensive understanding of credit underwriting guidelines

Requirements :

This role requires a wide variety of strengths and capabilities, including :

  • Minimum 1 year experience in US Residential Mortgage preferably in Pre UW / File Set up with excellent knowledge of Income and Asset Guidelines
  • Excellent customer service and written and verbal communication skills
  • Detail oriented and excellent organizational skills
  • Quick learner to keep up with the fast paced mortgage industry
  • Able to prioritize multiple tasks and manage time
  • Problem-solver with strong analytical skills
  • Adheres to directives, procedures, and standards
  • Ability to work in a paperless environment
  • Computer proficiency including Microsoft Office Product Suite
  • Candidates must be available to work outside of normal business hours when necessary
  • Flexible to work in 24 / 7 process including night shifts and weekends
  • Years of experience needed –

  • Minimum 1 Year of experience US Residential Mortgage preferably in Pre UW / File Set up with excellent knowledge of Income and Asset Guidelines
  • Skills Required

    Mortgage Underwriting, Us Mortgage, residential income

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