Talent.com
RPMG : Portfolio Manager - Mortgage Loans - Field - Infinity

RPMG : Portfolio Manager - Mortgage Loans - Field - Infinity

ConfidentialSolapur, India
16 hours ago
Job description

About Retail Portfolio Management Group

The Retail Portfolio Management Group (RPMG) plays a strategic role in managing the bank's retail receivables, with a sharp focus on loss containment, cost efficiency, and portfolio sustainability. Through advanced analytics, technology-driven processes, and close collaboration with Credit, Risk, and Product teams, RPMG ensures risk-calibrated policy execution.

RPMG engages delinquent customers with multiple repayment solutions and financial counseling, promoting responsible credit behavior and long-term financial health. This approach aligns with the bank's overarching Growth, Profitability, and Sustainability (GPS) strategy, positioning RPMG as a key contributor to operational resilience and financial performance.

About the Role

The Portfolio Manager for Mortgage products (Home Loan, LAP & Asha) is responsible for managing the portfolio of mortgage loans, ensuring NPA resolution, and achieving collection targets. This role involves handling the Risk - 60 portfolio, achieving resolution and normalization targets, and ensuring compliance with audit procedures.

Key Responsibilities

Portfolio Management :

  • .Manage the portfolio of mortgage loan products including Home Loan, Loan Against Property (LAP), and Asha.
  • .Ensure maximum release from the NPA pool by achieving the required resolution target as per the business requirement.
  • .Ensure minimum addition to the NPA pool by maintaining the delinquency level.
  • .Achieve calling resolution targets for X & 30 buckets for mortgage products.
  • .Adhere to calling norm targets for mortgage products.
  • .Should have knowledge about SARFAESI Act and the linked secured process.

Operational Management :

  • .Oversee the collection process to ensure efficient and effective portfolio management.
  • .Monitor and analyze portfolio performance metrics and implement necessary adjustments.
  • .Ensure compliance with regulatory guidelines and internal policies.
  • .Engage defaulting members through telephone, emails, and physical visits to recover payments on defaulted accounts.
  • .Maintain daily activity logs of calls, physical visits, right party contacts, promises to pay, and promises to pay kept.
  • Data Analysis and Reporting :

  • .Collect, analyze, and interpret data to measure portfolio performance against established KPIs.
  • .Generate detailed reports on portfolio metrics and provide actionable insights.
  • .Identify trends, patterns, and opportunities for optimization.
  • Process Improvement :

  • .Continuously evaluate and enhance portfolio management processes and workflows.
  • .Identify opportunities to improve efficiency and effectiveness.
  • .Implement industry best practices and emerging technologies.
  • Qualifications

    Optimal qualification for success on the job is :

  • .Graduation / Post-Graduation from a recognized institute.
  • .Minimum of 3 years of relevant experience in the NBFC / Banking industry.
  • Desired Qualifications :

  • .Knowledge and understanding of collections and market dynamics.
  • .Knowledge of regulatory guidelines and norms.
  • .Operational and system knowledge.
  • Role Proficiencies :

    For successful execution of the job, the candidate should possess the following :

  • .Proven experience in portfolio management, preferably within the financial services industry.
  • .Strong analytical skills with proficiency in data analysis and interpretation.
  • .Excellent project management skills with the ability to prioritize and meet deadlines.
  • .Strong interpersonal and communication skills with the ability to collaborate effectively.
  • .Ability to manage complex client situations.
  • .Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment.
  • .Ability to handle pressure and meet deadlines.
  • Skills Required

    Portfolio Management, Data Analysis, Operational Management

    Create a job alert for this search

    Loans Field Infinity • Solapur, India

    Related jobs
    • Promoted
    Mortgage Loan Closer

    Mortgage Loan Closer

    FirstsourceSolapur, IN
    Walk-in Drive – US Mortgage Process @ Firstsource | Work from Office – Bangalore.Warm Greetings from Firstsource!.Dates : 3rd Nov to 7th Nov 2025. Location : Bangalore (The Residences at Brigade Tech ...Show moreLast updated: 18 days ago
    • Promoted
    ALM Risk Management

    ALM Risk Management

    FORWARDSolapur, IN
    Experience of minimum 10+ years plus, working in a bank or a reputed consulting firm in the areas of Liquidity risk management, Liquidity reporting, ALM s FTP, RAROC. Comprehensive understanding of ...Show moreLast updated: 6 days ago
    • Promoted
    Affiliate Manager - Lead Generation

    Affiliate Manager - Lead Generation

    Crossblade Media LLCSolapur, IN
    Affiliate Manager - Lead Generation.Crossblade Media LLC is a performance-based lead generation company serving the US market. We specialize in generating high-quality leads across multiple vertical...Show moreLast updated: 1 day ago
    • Promoted
    Mergers and Acquisitions Analyst

    Mergers and Acquisitions Analyst

    Rely Services®Solapur, IN
    We are seeking an M&A Analyst to support investment evaluation, financial modeling, and deal execution.This role offers hands-on exposure to private equity–style transactions and is ideal for early...Show moreLast updated: 3 days ago
    • Promoted
    Cryptocurrency Trader

    Cryptocurrency Trader

    BotsfolioSolapur, IN
    Botsfolio is seeking experienced crypto traders, analysts and independent portfolio managers to join our platform as Portfolio Creators. In this role, you will publish and manage live crypto portfol...Show moreLast updated: 30+ days ago
    • Promoted
    Manager Finance - P2P (Procure to Pay)

    Manager Finance - P2P (Procure to Pay)

    CoatsSolapur, IN
    Coats is a world leader in thread manufacturing and structural components for apparel and footwear, as well as an innovative pioneer in performance materials. These critical solutions are used to cr...Show moreLast updated: 3 days ago
    • Promoted
    Relationship Manager

    Relationship Manager

    AAA GlobalSolapur, IN
    Relationship Manager – Wealth Management.The ideal candidate will have an existing client base of.You will be responsible for managing and growing client portfolios, identifying investment opportun...Show moreLast updated: 12 days ago
    • Promoted
    US Mortgage

    US Mortgage

    Brace Infotech Private LtdSolapur, IN
    Relevant Experience US Mortgage : 2+ years.Relevant Experience Underwriter : 2 Years.Note : Immediate to 60 days Notice Preferred. US Mortgage, Underwriter, 4C's underwriter.Show moreLast updated: 28 days ago
    • Promoted
    Senior Portfolio Risk Analyst

    Senior Portfolio Risk Analyst

    ArcanaSolapur, IN
    Arcana is a portfolio intelligence platform used by hedge funds and asset managers to analyze performance and risk.We’re rethinking the tools institutional investors rely on—and we’re hiring analys...Show moreLast updated: 4 days ago
    • Promoted
    Senior T24 Developer - Investment Banking

    Senior T24 Developer - Investment Banking

    Systems LimitedSolapur, IN
    The ideal candidate will possess strong technical expertise in.Securities workflows, Temenos API frameworks, and system integrations. This role involves leading the end-to-end delivery of T24 techni...Show moreLast updated: 8 days ago
    • Promoted
    Team Lead BD (Forex & CFD)

    Team Lead BD (Forex & CFD)

    PU PrimeSolapur, IN
    The Business Development Manager will be responsible for generating sales and driving revenue growth by offering CFD, Forex products and services. This role involves identifying new sales opportunit...Show moreLast updated: 2 days ago
    • Promoted
    Director-FCCS Consolidations(Oracle Financial) Delivery

    Director-FCCS Consolidations(Oracle Financial) Delivery

    SutherlandSolapur, IN
    For business leaders, these are key factors of success.For us, they’re our core expertise.We work with iconic brands worldwide. We bring them a unique value proposition through market-leading techno...Show moreLast updated: 4 days ago
    • Promoted
    Investment Banking Associate

    Investment Banking Associate

    Magma Digital VenturesSolapur, IN
    A global investment group focused on private equity, growth capital, and strategic acquisitions.The team works across the United States, Europe, and emerging markets, partnering with founders and o...Show moreLast updated: 1 day ago
    • Promoted
    Mortgage Processing Executive

    Mortgage Processing Executive

    Olive Trees ConsultingSolapur, IN
    Our client is a Business Solutions and Services company based in Mumbai.They are hiring for their UK based financial client. This is a full-time remote role for a Mortgage Processing Executive.The r...Show moreLast updated: 1 day ago
    • Promoted
    • New!
    Inbound Sales & Relationship Specialist

    Inbound Sales & Relationship Specialist

    DoztiSolapur, IN
    Inbound Sales & Relationship Specialist – Dozti.Dozti is a private holding company with interests across technology, infrastructure, consumer markets, and emerging industries.We support purpose-bui...Show moreLast updated: 9 hours ago
    • Promoted
    • New!
    FI - SD - MM - SAC Roles (US based)

    FI - SD - MM - SAC Roles (US based)

    deBCor EngineeringSolapur, IN
    BCor Engineering is comprised of platinum-level SAP consultants with unparalleled expertise and a history of successful S4 implementations. Our team provides strategic and execution consulting, spec...Show moreLast updated: 9 hours ago
    • Promoted
    • New!
    Associate - Merchant Acquiring

    Associate - Merchant Acquiring

    TriOptusSolapur, IN
    Title : Associate-Merchant Operations.The Merchant Operations Associate is responsible for ensuring accurate and timely data input for merchant setup and maintenance within the system.The role invol...Show moreLast updated: 9 hours ago
    • Promoted
    Acquisition Manager

    Acquisition Manager

    Motilal Oswal Financial Services LtdSolapur, IN
    The Relationship Manager will be responsible for bringing their existing clients (Affluent & Super Affluent) and building a strong client book. Maintaining client relationships and generate AUM from...Show moreLast updated: 7 days ago