Sr. Associate Risk & Policy - Portfolio Management

Roles and Responsibilities To undertake key activities pertaining to portfolio management of the various Corporate Finance LOBs including trends in disbursals & portfolio for identification of strengths in the portfolio as well as identification of early delinquency indicators in order to help build a strong and healthy Corporate Finance book.

Key Responsibilities : -

1. Preparation of decks and dashboards to understand trends in portfolio and monitor performance,provide information to stakeholders with an intent to support decision-making, analyzing portfolio for any other data related inputs to concerned departments – sales, credit, operations, etc.

2. Conducting portfolio reviews with stakeholders in a defined operating rhythm

3. Data management – ensuring accuracy, standardization, integrity of data being used as raw material for portfolio management

4. Expected Credit Cost Estimation (PD, EAD and LGD)

5. Well versed with Portfolio Analytics techniques to carry out activities like Vintage Curves, Portfolio at Risk, Early Warning System, Bureau Scrub Analysis, Flow rates, Bounce Analysis, Loss Forecasting, Stress testing

6. Well versed with large data handling software like SQL and Statistical softwares SAS, Python, R

7. Regulatory reporting, as applicable

8. Knowledge of Credit Risk Modelling esp. techniques like Regression (Linear / Logistic), Classification Scorecards, Statistics concepts and application thereof