Valiance Solutions - Risk & Portfolio Analyst

Risk & Portfolio Analyst

Job Description;

• The finance industry has ignored billions of deserving individuals.
• We are a mission a driven team of finance, analytics, and technology professionals focused on driving financial inclusion to serve the underserved across their credit, savings and financial needs.
• What We Are Looking For - Passion for analytics : Should have a solid understanding of cutting-edge, credit / fraud strategy leveraging risk models, preferably in a Big data environment.
• Should have hands-on experience and a track record of delivering projects in an individual capacity.
• Thought Leadership : Should have the ability to innovate and evolve a digital lending product through identification of new customer segments, innovative product constructs, and leveraging traditional and alternate data sources.
• Process-oriented : This should help in building a process that maximizes operating efficiency while maintaining risk across multiple lending cycles.
• There needs to be an obsession with collecting and analyzing data to drive business iterations and improvements.
• Stakeholder Management : Should have a track record of working with partners across functions internally as well externally to build effective relationships and drive business deliverables.
• Willingness to go above and beyond : For start-ups the responsibilities and needs of the business change quickly.
• We're looking for someone who is not afraid to take on calculated risks and can deal with ambiguity.
• Optimize customer journey and ongoing communication to drive usage, credit education and repayment across multiple digital channels (SMS, USSD, OBD)
• Build credit strategy to define customer eligibility and limit / exposure decisions through customer loan life cycle
• Build and Track various Portfolio MIS against the plan.
• Execute campaigns to drive uptake, usage, and repayment, track performance KPIs
• Build and maintain collection MIS and support performance tracking with collection agencies
• Collaborate with product and customer success teams to develop and implement a Test Learn approach for various messages, offers, etc

(ref : iimjobs.com)