▷ [Apply Now] Senior Manager - Personal Loans - Credit & Policy - Credit Risk - Digital Lending

Job Purpose :

Manage and strategize on end-to-end credit underwriting and monitoring of portfolio of personal loans through digital journey.

Principal Accountabilities :

• Underwriting Policies :
• Working on solutions for credit underwriting basis different product constructs
• Closely work with Data Science team to analyse the underwriting models prepared by them and validate the performance of the same on current portfolio
• Determining performance benchmarks and identify course of action in case of breach
• Automation of Credit Policies to ensure no / minimal manual Intervention in assessing the creditworthiness
• Determining the right pricing basis segmentation
• Working on standardization of policies and processes.
• Track portfolio profitability and funnel metrics along with risk thresholds.

2. Performance monitoring :

3. New Partner Integrations

4. Relationship Management :

1. Managing relations with Partners, credit reporting agencies and assisting in all credit operations of the company

Qualifications

Work Experience

Main Skills : -

Applicant should be Proficient in -

Technical Skills : -