Data Scientist - Credit Risk Modeling & Financial Risk Analytics

Job Description :

We are seeking an experienced Senior Data Scientist with 4-7 years of expertise in Credit Risk Modeling & Financial Risk Analytics to join our Housing Finance Responsibilities :

• Design, develop, and implement credit risk models (scorecards, regression, decision trees, GBM, and other ML techniques) to support credit decision-making and portfolio risk management.
• Conduct statistical analysis and build predictive models to assess borrower creditworthiness and minimize risk exposure.
• Work closely with risk, finance, and business teams to provide data-driven insights for policy formulation and lending strategies.
• Ensure compliance with regulatory standards in credit scoring and risk Skills :
• Proven experience in Credit Risk Modeling & Financial Risk Analytics (mandatory please highlight in your profile).
• Hands-on expertise in Python / R, SQL, and statistical modeling.
• Strong understanding of credit scoring frameworks and risk management practices.
• Prior experience in financial services, banking, or housing finance : Gurgaon (Onsite / Hybrid : 4+ years

(ref : hirist.tech)