Branch : Gold Loan Officer

Branch Gold Loan Officer

INTERNAL USAGE : (to be removed before publishing externally)

No. of Vacancies : Manager :

Branch Operations Head

Is a Team leader

Team Size : Grade :

Officer, AM, DM

Business : Rural Lending

Department : Rural Lending Gold

Sub - Department : NA

Location : About Branch Banking

With branches spread across the country, the branches act as the face of Axis Bank for millions of retail customers and is, hence, an integral part of the Banks strategy. Branches play a major role in deposit mobilization from New-To-Bank (NTB) customers, and are also core drivers of the Banks customer engagement strategy across products and services

About the Role

Gold Loan Officer is responsible for Gold Loan Operations in the branch.

Portfolio Profitability - by maintaining Pricing and Fee of the assigned territory.

Productivity - To ensure the minimum benchmark ASL productivity by way of choosing right people and minimal attrition.

Process and Compliance To achieve the highest level of operational and compliance superiority along with top line numbers.

Key Responsibilities

To maintain relation with branch banking team in order to have smooth processing of Gold Loan cases

To recruit, train, induct ASL executive in the system and motivate them to increase gold loan portfolio in association with the Branch Banking channel.

To ensure that all the compliance / operational process are being followed by ASL and branch banking team, Keep providing training and constant support for a healthy and hygiene portfolio

To ensure that Top line numbers are met and required productivity level is also achieved as provided and guided by Central Team.

Qualifications

Optimal qualification for success on the job is :

Graduate / MBA (Marketing) preferred from a recognized institute.

2-4 years of relevant work experience (preferably NBFC).

Role Proficiencies :

For successful execution of the job, a candidate should possess :

Proven work experience in branch banking or channel sales

Solid Relationship Building Skills with experince of channel sales, team management

Strong problem solving skills and willingness to roll up ones sleeves to get the job

Skilled at working effectively with cross functional teams in a matrix organization

Excellent written and verbal communication skills'

Skills Required

Gold Loan Operations, Relationship Building