Internal Audit-Multiple Roles-Leading Bank

Roles and Responsibilities

Job Role

Experience in undertaking credit audit for wholesale banking.

Performing Credit Audits for lending business (working capital as well as term loan

products) as per the Risk Based Audit Plan.

Review of credit due diligence process, documentation, post-sanction conditions review

Review adherence to internal processes as well as regulatory guidelines

Identify potential weaknesses in credit risk evaluation, credit monitoring and overall

credit related processes, and recommend appropriate corrective actions

Conducting Independent financial analysis and identify miss outs, if any, in credit

assessment notes.

Responsible for :

Preparation of Business Understanding Document.

Preparation of audit reports with adequate documentation.

Job Requirements

CA / MBA qualified or 1 to 5 years’ experience in credit audit (working capital and term

loan products) or credit underwriting

Knowledge about corporate credit analysis for working capital and term loan products,

assessment and monitoring, Trade products.; policies, key regulatory requirements.

Understanding of banking business processes and internal controls related to lending

area.