Key Responsibilities :
Franchise and business development
- Leverage industry network to initiate conversation across top tier large and regional banks with the aim of generating new business in the First Line of Defense (1LoD) and Second Line of Defense (2LoD) Credit risk management
- Liaise with business heads and business development team to identify opportunities and drive market outreach for credit risk offerings for the Wholesale banking clients across 1LoD and 2LoD life cycle
- Develop an account plan for identified target clients including insights on relevant businesses and their key decision makers
- Work closely with the members of the sales team on proposals, Requests for Proposal and Request for Information responses
- Take initiatives towards franchise development to demonstrate Crisil's domain leadership (in white papers, point of view notes, webinars, etc.)
Client Engagement
As a subject matter expert in credit risk management space, lead customer facing meetingsResponsible for understanding customer needs in credit risk assessment, across the loan life cycle – including origination (due diligence, policy and regulatory compliance), underwriting, risk rating processes, regulations, compliance, portfolio monitoring, collateral monitoring, among others and prepare, present and promote sale of our credit solutionsDetermine business and methodological requirements and architect solutions based on each client use case and CRISIL's product / service suiteEngage in new client pilots, solution and review processes for new opportunitiesDevelop, maintain and foster strong client relationships and lead multiple client engagements independentlyDocument market feedback regarding experience with CRISIL's solutions and desired enhancements; actively manage client relationships and drive Net Promotor Scores and CSATs for CRISILProject and team management
For client engagement assigned, ensure robust governance and oversight through appropriate workflow planning, resource utilisation, quality assurance and client satisfactionUndertake quality underwriting of the work executed by the teamLead / build large teams of analysts to deliver on client requirementsAttract, develop and retain top quality staff to ensure a robust pipeline of talentJob Skills & Qualifications
Essential
MBA / CA / CFA10+ years of experience in Wholesale banking including credit due diligence, regulatory compliance, credit modelling, credit underwriting, portfolio management, controls assessment, stress testing and / or loss forecastingExcellent organization, oral, and written communication skills with ability to listen to requirements and business problems to respond with appropriate solutionStrong leadership, team management and problem-solving skills, with experience of leading large teamsAbility to work in a high-pressure, deadline-oriented environment and work independently with minimal supervisionPreferred
Experience in Leveraged Finance portfolio credit monitoringKnowledge of existing and evolving regulations impacting the wholesale banking lending spacePublic speaking experience, publications and / or internal lead on training within an organizationExperience and enthusiasm of working with senior leadership on franchise development, client acquisition / farming and related business growth activitiesAbility to influence and gain buy-in from scepticsSkills Required
controls assessment , Team Management, Credit Underwriting, Portfolio Management, loss forecasting, Credit Risk Management, Regulatory Compliance, Stress Testing, Client Engagement