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Product Owner

Product Owner

Fulcrum Digital Inchyderabad, India
20 hours ago
Job description

Role Overview :

We are seeking a Product Owner who has deep Property & Casualty (P&C) Insurance domain expertise specifically within the U.S. insurance market . The candidate must have hands-on experience in both Commercial Lines (CL) and Specialty Lines (SL) . The role requires strong client-facing communication, requirements management, backlog ownership, and collaboration with functional and technical team.

Key Responsibilities :

1. Client & Stakeholder Management

  • Serve as the primary liaison with client business, underwriter, and operations stakeholders.
  • Independently conduct requirement workshops, product walkthroughs, and change discussions.
  • Translate business needs into clear product deliverables and roadmap priorities.

2. Requirement Definition & Backlog Ownership

  • Develop epics, features, and detailed user stories with precise acceptance criteria.
  • Create Business Requirement Documents (BRDs) , workflows, wireframe notes, and functional specs.
  • Prioritize and refine the product backlog based on business value and constraints.

    • 3. Cross-Functional Collaboration

  • Partner with UI / UX teams on redesign and usability improvements.
  • Work closely with solution architects, QA, and development teams.
  • Ensure consistent business logic between legacy screens and updated UI components.

    • 4. Delivery Management

  • Actively participate in Agile ceremonies — sprint planning, grooming, standups, demos, and retrospectives.
  • Support UAT planning, coordination, and defect triage along with operations stakeholders.
  • Ensure all scope items meet functional expectations and acceptance standards.

    • Requirements

    Mandatory Required Skills & Qualifications :

  • 5+ years of experience as a Product Owner and total 12+ years of experience.
  • Strong U.S. P&C Insurance Domain Knowledge is Mandatory.
  • Hands-on experience in both Commercial Lines (CL) and / or Specialty Lines (SL) is mandatory, specifically in the U.S. regulatory, underwriting, and rating context.
  • Experience working with Policy Administration Systems (PAS).
  • Demonstrated ability to write high-quality user stories, acceptance criteria, features, BRDs, and workflows.
  • Proven experience leading client conversations independently.
  • Experience in UI modernization / legacy systems upgrade initiatives.

    • Preferred Skills :

  • CSPO / SAFe PO / PM certification preferred.
  • Familiarity with U.S. policy lifecycle — submission, quoting, binding, endorsement, renewal, cancellation, and reinstatement .

    • Soft Skills :

  • Clear, confident communicator with executive presence.
  • Analytical thinker with strong problem-solving and decision-making skills.
  • Collaborative team player who can influence without authority.
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