Objective
The business strategy manager will drive strategic initiatives that shape the growth and performance of our lending business. This role involves analyzing market trends, customer behaviors, regulatory developments, and internal performance to recommend data-driven strategies across consumer lending products. The ideal candidate brings deep strategic thinking, a strong understanding of lending economics, and experience in financial services or fintech.
Key Responsibilities
- Partner with senior leadership to develop and execute the company's lending strategy for PL products
- Conduct market and competitor analysis to identify trends, threats, and opportunities in the lending ecosystem.
- Build detailed business cases for new products, pricing strategies, customer segments, or geographic expansion.
- Analyze lending performance metrics (e.g., credit risk, acquisition cost, NPLs, ROA / ROE) to inform strategy.
- Drive cross-functional projects in product development, credit risk, marketing, and operations to align with strategic goals.
- Evaluate strategic partnerships (e.g., loan marketplaces, origination partners, fintech platforms) and M&A opportunities.
- Work closely with credit, risk, compliance, and finance teams to ensure alignment with regulatory and profitability goals.
- Monitor industry developments (e.g., interest rates, regulatory changes, consumer credit trends) and provide actionable insights.
Need to Have Areas
5+ years of experience in corporate strategy, management consulting, or business planning, ideally within lending, banking, or fintech.Direct experience with lending products, credit analytics, or financial modeling is highly desirableStrong analytical and strategic thinking skills with a track record of using data to drive decisions.Excellent communication and presentation skills; comfortable interfacing with executives and board members.Solid understanding of lending KPIs, credit risk metrics, and underwriting processes.Proficiency in Excel and PowerPointShow more
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Skills Required
Powerpoint, Excel, Financial Modeling, Credit Analytics