Senior Machine Learning / Data Engineering / Data Science Engineer – Credit Risk

Quant-data.ioIndia

7 hours ago

Job description

🚀 Senior Machine Learning / Data Engineering / Data Science Engineer – Credit Risk

Build Next-Generation AI-Powered Credit Decisioning Systems on AWS

We’re seeking a highly experienced engineer (5+ years) with deep expertise in credit risk modelling , lending workflows , and end-to-end credit decisioning systems . You will design and deploy production-grade models, data pipelines, APIs, and governance frameworks that power modern lending products.

🔍 Key Responsibilities 1. Credit Risk Modelling & Decisioning

Develop and validate credit scoring , PD / LGD / EAD , and behavioural / collections models .
Build rule-based + ML hybrid underwriting engines and challenger models.
Design and implement feature stores , scorecards, segmentation logic, and reason-code / XAI frameworks .

2. Data Engineering & Architecture (AWS)

Build large-scale ETL / ELT pipelines using AWS and open-source stacks (Airflow, Spark, Trino, EKS, S3, EC2).

Implement robust data quality , lineage tracking, anomaly detection, and incremental loading.

Optimize compute and storage for performance, reliability, and cost (including Graviton).

3. MLOps & Governance

Deploy models using MLflow , Flask, or FastAPI.

Implement model monitoring , drift detection, CI / CD, and automated retraining workflows.

Ensure compliance with Basel III, SR 11-7, GDPR, PDPA using explainability and governance tools.

Build dashboards for model performance, data quality, and underwriting analytics.

4. APIs & Integration

Build and deploy APIs using API Gateway, Lambda, ECS / Fargate, or EKS .

Integrate ML scoring pipelines with LOS / LMS , credit bureaus, and partner systems.

5. Product Solutioning & Pre-Sales (Good to Have)

Conduct demos, PoCs, and technical workshops with clients.

Translate business problems into credit product workflows , decision rules, and risk logic.

🎯 Required Skills & Experience

5+ years in Machine Learning, Data Engineering, or Data Science .

Hands-on experience building credit risk, fraud, or behavioural ML models .

Strong expertise in Python, PySpark, SQL , and ML frameworks (scikit-learn, XGBoost, TensorFlow, PyTorch).

Experience with Spark, Hadoop, Kafka, Trino / Presto .

Strong understanding of credit underwriting workflows , lending KPIs, and risk decisioning.

Experience building and deploying ML scoring APIs .

Familiarity with MLOps best practices and production ML systems.

Strong grasp of data governance , regulatory compliance, and model documentation.

⭐ Preferred Qualifications

AWS experience with VPC, ECS / EKS, S3, IAM, Athena, Lambda .

Background in banks, NBFCs, fintechs, or credit bureaus .

Pre-sales or client-facing solutioning experience.

Exposure to alternative data modelling .

Degree in Computer Science, Data Science, Statistics, Engineering , or related fields.

Create a job alert for this search

Senior Data Learning • India

Related jobs

Promoted

Machine Learning Observability Platform Engineer

Mewar Infotech Limitednagpur, maharashtra, in

Machine Learning Observability Platform Engineer.You’ll help design and enhance our.AI capabilities that power critical insights across enterprise environments. Observability Platform built on.SREs,...Show moreLast updated: 17 days ago

Promoted

Senior Machine Learning Engineer

QuantiphiRepublic Of India, IN

Role : Senior Machine Learning Engineer.Work location : Bangalore / Mumbai.Experience in AI / ML, with a track record of working in large-scale programs and solving complex use cases using GCP AI Platfor...Show moreLast updated: 30+ days ago

Promoted

Senior Machine Learning Engineer

Tata Consultancy ServicesIndia

Senior Machine Learning Engineer.Senior Machine Learning Engineer.Developer with hands on experience in ML Algorithms.Required technical Skill Set : -. A Senior Machine Learning (ML) Engineer designs...Show moreLast updated: 30+ days ago

Promoted

Staff Machine Learning Engineer

OcrolusIndia, India

Come build at the intersection of AI and fintech.At Ocrolus, we’re on a mission to help lenders automate workflows with confidence—streamlining how financial institutions evaluate borrowers and ena...Show moreLast updated: 18 days ago

Promoted

Senior Machine Learning Engineer

ChargebeeRepublic Of India, IN

Chargebee is a subscription billing and revenue management platform powering some of the fastest-growing brands around the world today, including Calendly, Hopin, Pret-a-Manger, Freshworks, Okta, S...Show moreLast updated: 5 days ago

Promoted

Data Science - Credit Risk

bluCognitionNagpur, IN

Cognition is an AI / ML based start-up specializing in risk analytics, data conversion and data enrichment capabilities.Founded in 2017, by some very named senior professionals from the financial ser...Show moreLast updated: 15 days ago

Promoted

Machine Learning Engineer

RecroIndia, India

Job Description : AI / ML Engineer (3D Geometry & Manufacturing).We are seeking an exceptionally talented and entrepreneurial. Design for Manufacturability (DFM).If you are passionate about leveraging ...Show moreLast updated: 30+ days ago

Promoted

Machine Learning Engineer

BayOne SolutionsNagpur, IN

Machine Learning Development & Implementation (40%).Design and implement end-to-end ML pipelines for recommendation systems, search ranking, and classification problems. Build and optimize tradition...Show moreLast updated: 30+ days ago

Promoted

Senior Machine Learning Engineer

Philodesign Technologies IncRepublic Of India, IN

Senior MLOps Engineer (Databricks | MLflow | Cloud | PySpark).MLOps • Machine Learning Engineering • Databricks Engineering • Cloud & DevOps • CI / CD Automation. Location : Ghansoli, Mumbai (Preferred...Show moreLast updated: 1 day ago

Promoted

Senior Machine Learning Engineer

Infosys FinacleChennai, Republic Of India, IN

Job Title : Senior Machine Learning Engineer.Machine Learning Model Development : .Research, design, and implement advanced machine learning algorithms and models to address business challenges.Extrac...Show moreLast updated: 17 days ago

Promoted

Founding Sr. Machine Learning Engineer : No Salary Only Equity

Truxt.aiIndia, India

As an early-stage company driven by a meaningful mission, we seek exceptional engineering talent who values purpose, long-term impact, and significant equity ownership over traditional salary compe...Show moreLast updated: 30+ days ago

Promoted

Senior Machine Learning Engineer

DhurinRepublic Of India, IN

Dhurin is a fast-growing data science firm serving financial services industry.We work with banks, NBFCs, fintech and other financial institutions. Our work is in the space of risk, fraud, collectio...Show moreLast updated: 23 hours ago

Promoted

Applied ML Scientist

SAIVA AINagpur, IN

SAIVA AI applies machine learning to make optimal use of electronic health data for the most vulnerable healthcare population. Our mission is to improve patient outcomes by augmenting clinical decis...Show moreLast updated: 30+ days ago

Promoted

Machine Learning Engineer

GoMLNagpur, IN

Looking for a culture to thrive & build a rewarding career for yourself, join the core team of young hustlers building the next generation of Machine Learning platform & services.You will develop t...Show moreLast updated: 3 days ago

Promoted

Machine Learning Engineer-Agentic AI

Innodata Inc.Nagpur, IN

Design and implement multi-agent systems using LangChain, LangGraph, CrewAI, AutoGen or similar frameworks.Build A2A (agent-to-agent) orchestration and implement MCP (multi-context protocol) for co...Show moreLast updated: 18 days ago

Promoted
New!

Lead Machine Learning Scientist

GiggsoChennai, Republic Of India, IN

We are seeking a highly skilled and experienced.AI-driven models for business use-cases.The Senior Data Scientist will collaborate with stakeholders, other data scientists, data engineers, machine ...Show moreLast updated: 5 hours ago

Promoted

Senior Data Scientist ( Machine Learning Engineer)

CarTrade.comRepublic Of India, IN

Design, develop, and deploy sophisticated machine learning models to solve complex business challenges.Build and optimize end-to-end ML pipelines, including data preprocessing, feature engineering,...Show moreLast updated: 19 days ago

Promoted

AI and Machine Learning Lead

Intelligence NodeRepublic Of India, IN

Intelligence Node® is a real-time retail intelligence platform that empowers businesses to drive product-level profitability and grow margins using data-driven real-time competitive insights.Intell...Show moreLast updated: 23 hours ago