Senior Analyst, Fraud Strategy

GENERAL FUNCTION

The Senior Fraud Analyst is accountable for the daily fraud prevention activities at Momentum that ensure applicable Fraud rules, processes and reporting are in place to fend off fraudulent attempts to obtain loans from us. This involves assessing different types of fraud-related risks for all our consumer lending products across North America, adopting industry-leading solutions, developing / deploying fraud prevention strategies and tracking strategy performance for continuous improvement. This role focuses on loan and credit card origination fraud.

DUTIES / RESPONSIBILITIES

• Develop and monitor fraud-related dashboards, detect risky signals and conduct analysis to uncover underlying drivers
• Develop and implement Fraud strategies leveraging data, advanced analytics tools and business acumen to mitigate fraud losses and maintain optimal customer experience
• Manage and optimize existing strategies effectively to control fraud risks including stolen / forged identity and first-party malicious intent
• Design A / B tests, and understand the risk and customer experience trade-offs
• Identify automation opportunities in day-to-day data extraction, performance tracking and analysis, and execute on them to improve productivity
• Continue to innovate by testing new data, analytics approaches and models
• Communicate findings and recommendations effectively to all levels of management
• Partner with Credit, Product, Ops, IT and external vendors to implement solutions / strategies and monitor their performance
• Work with legal and compliance team to ensure strategies and policies comply with all the regulatory requirements

Qualifications

EDUCATION

EXPERIENCE

SKILLS

Skills Required

Tableau, Excel, Sql, Predictive Analytics, Python, Decision Trees