Job Description
Job Summary
Business Performance
Description :
- Achieve the Month on Month Business Installment Loan targets as per the Performance scorecard.
- To ensure timely MIS with accuracy of data
- To ensure hiring of BDE is completed in line with the budgeted headcount
- Drive the team to Cross-sell multiple products to clients
Measures and Targets :
As per Performance scorecard.Hiring as per the budgeted headcountCross-sell as per the allotted targetsCustomer Experience / Conduct / Sales Governance
Description :
To deliver on FCRMP, ABC, AML & CDD standardsDrive team to reduce TAT by reducing errors & bringing in process efficienciesEnsure Proper Conduct, Nil Mis-selling, Sales Complaints, Sales Error, & Potential Inappropriate Sales (PIS) on a consistent month on month basisEnsure that strict controls are in place to monitor sourcing for all products as per policy / program guidelinesTo ensure there are NIL instances for Fraud Risk Management (FRM) & SQ SamplingContribute significantly to the Bank's CSR initiativesEmbedding principles of Sales Governance in the Sales Value chain. This would involve :
Understand and adhere to sales policies & Procedures.Implement the HR standards in all channels being used.Ensure the premises H & S standards are as per standardized norms.Arms Length directives and processes are followedEnsure branding is as per approved norms and requirementsCompliance with regulatory requirements.Partner Training unit and HR to ensure all sales staff in team are trained on CDD, AML, Mis-selling and other customer data protection principles.Ensure performance management process is followed.Ensure complete adherence to Principles & Policy of Treating Customers Fairly.Ensure adherence to all the customer outcomes required by Financial Services Authority.Ensure 100% completion of all Mandatory e-learnings within timelines for self and teamMeasures and Targets :
Minimal / No complaints from customers.To ensure there are NIL instances for Fraud Risk Management (FRM) & SQ Sampling / CMS.Ensure complaints / sales errors / cancellations within the benchmark as requiredAdherence to laid down policies or guidelines in place.Human Capital / People Management
Description
Second Line – Develop a strong 2nd line. Drive optimum span of control.Attrition – Control DSR voluntary attrition levels as per score card.Performance Management -100% NBO Participation for FLIPMeasures and Targets :
Ensure attrition levels are within the required limits, as per the scorecard.To Ensure 100% NBO Participation for FLIPPositive feedback from team on internal surveys and open house sessions conducted, if any.Key Responsibilities
Regulatory & Business Conduct
Display exemplary conduct and live by the Group's Values and Code of Conduct.Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.Lead the team to achieve the outcomes set out in the Bank's Conduct Principles : [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.]Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.Other Responsibilities
Embed Here for good and Group's brand and values in team; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures; Multiple functions (double hats);Skills and Experience
Good Interpersonal SkillsCustomer and Service OrientationBanking knowledgeManagement Information SkillsCompetitive awareness & benchmarkingExcellent communication, interpersonal & relationship building skillsAble to pick up new concepts quicklyAble and excited about going out to meet new customersCoordinate customer events for the cluster along with the product teamAggressive Sales call plans to acquire large prospective customers through referrals.Qualifications
Graduate / Post Graduate, consistent academic careerExtensive sales experience (2 to 10 years)Sales focused and highly target orientedAble to pick up new concepts quicklyAble and excited about going out to meet new customersCompetitive awareness & benchmarkingExcellent communication, interpersonal & relationship building skillsBanking knowledge of the productManagement Information SkillsGood Interpersonal SkillsCustomer and Service OrientationProfile Description
Standard Chartered Bank
Skills Required
Aml, Banking Knowledge, Cdd, Fraud Risk Management