Senior Credit Assessor & Loan Processor

Location : Bengaluru, Karnataka, IndiaCompany : Diamond Lending (Diamond Private Capital Pty Ltd)Experience Required : 5–10 years (Credit Assessor / Loan Processing in Australian brokerage firm and / or lender)About UsDiamond Lending is a leading Australian finance brokerage firm in Australia. We specialize in residential mortgages, commercial loans, private lending (1st & 2nd mortgage), business loans, and asset finance. We are seeking an experienced Credit Assessor & Loan Processor based in Manila to support our Australian brokers and clients with end-to-end loan processing and credit analysis.Role OverviewThe Credit Assessor & Loan Processor will be responsible for managing loan application workflows, conducting credit analysis, and ensuring submissions meet compliance standards and lender requirements. This role requires hands-on experience with Australian lenders, credit policies, and mortgage processing systems. DO NOT APPLY IF YOU DON'T HAVE 5 YEARS OF RELEVANT AUSTRALIAN EXPERIENCE.Key ResponsibilitiesCredit Assessment & Loan Processing- Review and analyse borrower documentation including income verification, tax returns, financial statements, credit reports, and property valuations.- Structure deals in line with lender policies and prepare detailed loan applications for submission.- Identify risks and recommend appropriate solutions to brokers.Broker & Lender Liaison- Work with Diamond Lending’s brokers to assess client scenarios and match with suitable lenders.- Liaise with BDMs, credit assessors, and lender processing teams to resolve queries and progress applications.- Monitor loan pipelines and provide regular status updates.Compliance & Documentation- Prepare and check compliance documentation including Credit Guides, Preliminary Assessments, and Privacy Consents.- Ensure all loan files are complete and compliant with NCCP, AML / CTF, and Privacy Act requirements.- Maintain accurate records in the company CRM and loan submission platforms (e.g., ApplyOnline, Mercury, Symmetry).Skills & Experience RequiredEssential : - 5–10 years’ experience in Credit Assessment and Loan Processing with an Australian mortgage brokerage or lender.- Strong understanding of residential, commercial, and private lending credit policies.- Demonstrated knowledge of compliance frameworks (NCCP, AML / CTF, Privacy Act).- Excellent English communication skills (written and verbal).- Proficiency in Australian loan submission systems (ApplyOnline, Mercury, Symmetry, or similar).- Ability to multitask across multiple deals with accuracy and attention to detail.Desirable : - Experience handling self-employed and complex income structures.- Exposure to private / non-