Senior Credit Risk Analyst – Automation & Analytics

Job Description

At American Express, our culture is built on a 175-year history of innovation, shared and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

How will you make an impact in this role

American Express' Third Line of Defense (3LOD) has established a new Credit Risk Review function responsible for providing independent oversight and assurance to key Consumer and Commercial credit risk portfolios. The team aims to strengthen our risk management framework and ensure that we continue to uphold the highest standards of credit risk management across the enterprise.

This function is supported by a strong Data Analytics and Automation team to enable data-driven and technology-led assurance . We are looking for a detail-oriented analyst eager to develop and automate workflows that support the review process, using data and technology to deliver efficient, well-documented, and actionable insights for the review teams.

Key Responsibilities

• Design and develop automated workflows and data processes to support portfolio and thematic reviews.
• Perform data extraction, transformation, analysis, and automation using suitable tools and technologies (e.g., SQL, Python, Alteryx, Power Automate, UiPath, etc.) with accuracy and timeliness.
• Develop insightful dashboards and reports in Tableau, Power BI, or similar tools.
• Conduct quality assurance checks to ensure accuracy and integrity of outputs.
• Maintain clear documentation of data sources, logic, and automation processes.
• Contribute ideas for process improvement and efficiency enhancement .
• Participate in knowledge-sharing and upskilling sessions across the team.
• Contribute to a culture of innovation by exploring and experimenting with new tools, techniques, and automation approaches.

Qualifications

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally :

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

Skills Required

Tableau, Sql, Power Bi, Power Automate, Python, Excel, Uipath, Alteryx