Job Description :
We are looking for an experienced and motivated Cluster Head – MSME Working Capital to lead and manage MSME lending operations within the assigned cluster. The role involves overseeing a team, developing business in working capital loans, and ensuring portfolio quality.
Key Responsibilities :
- Lead a team of Relationship Managers / Branch Managers across multiple locations.
- Drive MSME working capital loan business (CC / OD limits, term loans, etc.).
- Achieve assigned disbursement and revenue targets.
- Build strong relationships with MSME clients and local business communities.
- Ensure proper credit assessment, documentation, and timely processing of proposals.
- Monitor loan portfolio and maintain healthy asset quality.
- Coordinate with credit, operations, and risk teams for smooth processing.
- Provide regular training, motivation, and support to the team.
Requirements :
Any Graduate / Postgraduate .10-12 years of experience in SME & MSME Working Capital , with at least 2 years in a leadership role.Strong knowledge of working capital finance, banking products, and credit assessment.Good leadership, communication, and team management skills.