indiagold - Chief Risk Officer - Gold Loans

About the role

The CRO will design and run the risk "machine" that keeps LTV breaches rare, cures fast, and auctions clean. You'll own policy, models, monitoring, collections posture, and governance across acquisition channels.

What you'll own

Risk Strategy & Policy :

• Define / maintain LTV tenor grid; set flow / AUM caps and circuit-breakers by different cohorts.
• Own valuation policy (assaying; stone deductions; purity haircuts) and price governance (source AM / PM, intraday triggers).
• Mark-to-Market & Margin Management
• Ship daily loan-level MTM, call lists, and intraday - triggers.
• Design and enforce the margin-call ladder remedial actions.

Auction & Loss Severity :

Portfolio Limits & Early Warning :

Collections & Channel Risk :

Regulatory & Governance :

Data, Models & Tooling :

People & Culture :

You have :

Nice to have :

How we work :

Compensation & benefits :

(ref : iimjobs.com)