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Walk-in Drive for Credit manager - Australian Mortgage

ConfidentialBengaluru / Bangalore, India

8 days ago

Job description

Job Summary :

We are seeking experienced Credit Managers with a strong background in Australian mortgage underwriting. The ideal candidate will be responsible for assessing home loan applications in line with Australian credit policies, ensuring high-quality credit decisions, and working collaboratively with stakeholders across geographies.

???? Walk-in Drive Details :
???? Location : HCL TECH, Bengaluru (Karle) ( Address : SEZ hub, DadaMastan Layout, Karle Tech Park, Nagavara, 1, Veeranapalya, Karle Town, Bengaluru, Karnataka 560024)
???? Date : Thursday, 21 August & Friday, 22 August

⏰ Time : 11 : 00 AM – 3 : 00 PM

Contact HR SPOC – Vignesh

Key Responsibilities :

End-to-end assessment and decision-making of home loan / mortgage applications based on Australian credit policy and guidelines.

Perform income verification, credit checks, property valuation reviews, and responsible lending assessments.

Liaise with brokers, lenders, and internal teams for clarifications or documentation gaps.

Provide timely and high-quality credit decisions while meeting SLA and compliance standards.

Ensure adherence to NCCP (National Consumer Credit Protection Act), AML, and other regulatory requirements.

Mentor and guide junior underwriters, and support process improvements.

Prepare daily / weekly reports on pipeline, SLAs, and quality metrics.

Requirements :

Graduate / Postgraduate in Finance, Commerce, or a related field.

Minimum 5 years of mortgage underwriting experience, with at least 2–3 years in the Australian home loan domain.

Strong understanding of Australian credit policies, responsible lending guidelines, and loan origination systems.

Exposure to multiple lenders (Bankwest, CBA, ANZ, etc.) is a plus.

Excellent analytical, communication, and documentation skills.

Ability to work in fast-paced environments and meet deadlines.

Preferred Skills :

Certification in mortgage lending or credit assessment.

Experience with income types including PAYG, self-employed, rental, foreign income.

Sound knowledge of credit bureaus like Equifax (AU).

Familiarity with verification tools and fraud checks used in the Australian mortgage ecosystem.

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Credit Manager • Bengaluru / Bangalore, India