Fraud Investigation & Detection Specialist

Key Responsibilities :

• Analyze financial transactions and account activity to identify unusual or suspicious patterns.
• Conduct in-depth investigations into potential fraud cases, which may involve gathering evidence.
• Perform 360 reviews on alerts triggered by threshold violations for various fraud types (e.g., ATO, PTO, TOA, ID Theft, ATO Scam, First Party Frauds).
• Conduct 360 fraud reviews for customer profiles and detect core banking, payments, fraud, and account opening red flags.
• Implement solutions to fraud problems across ATOs, P2P Payments, ACH kiting, check kiting, and wire fraud.
• Investigate whistleblower complaints concerning account hijacking, transactional frauds, funds transfer returns, checks (RDC, Thea), or ACH transactions.
• Provide real-time decisions on credit card, loan, and Zelle fraud red flags.
• Combine retroactive analysis with current state fraud control assessments to implement technology and process frameworks.
• Liaise with internal and external counterparts to perform end-to-end alert reviews (360 review) from fraud alert generation through to SAR filing.
• Analyze data trends and out-of-pattern activities to determine the next course of action (case closure, reimbursements, or escalation).
• Adjudicate fraud types and apply relevant mitigation steps based on policies and procedures.
Required Skills :
• SAR
• AML Investigations
• Financial Crime
• Fraud Investigations

Skills Required

SAR, financial crime, Fraud Investigations