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Senior Manager - Finance || Digital Lending / Fintech || Mum || CTC Upto 35 LPA
TalentiserJodhpur, Rajasthan, India1 day ago
Job descriptionLead financial evaluations and ongoing monitoring of fintech partners with FLDG arrangements. Track and reconcile FLDG coverage, defaults, and recoveries. Manage co-lending and BC partnerships, including financial diligence, cash flow alignment, and MIS integration. Conduct in-depth financial and risk analysis of NBFCs or non-NBFC entities for potential partnerships. Review promoter background, financial health (CAR, GNPA / NNPA, ALM), audit reports, and compliance status. Prepare recommendation reports for partnerships and investment decisions. Prepare accurate and timely financial statements for Company (quarterly / annual), ensuring compliance with all SEBI and RBI regulations. Oversee statutory audits, internal audits, and RBI inspections. Manage tax planning, GST compliance, and other regulatory filings. Work closely with the product team to automate reconciliation, reporting, and financial processes. Drive integration of finance dashboards into the loan management system (LMS) for real-time portfolio and risk visibility. Identify opportunities for automation in financial reporting and portfolio monitoring. Prepare monthly MIS reports, cash flow forecasts, and portfolio analysis to support strategic decision-making. Collaborate with the leadership team to improve margins, reduce defaults, and optimize lending operations. Evaluate ROI and financial performance of all lending partnerships and products. Must be a Chartered Accountant (CA) with 5+ years of experience, preferably in Strong experience with unsecured personal loans and FLDG models in co-lending and BC partnerships. Deep knowledge of NBFC operations, RBI compliance norms, and financial reporting requirements for publicly listed companies. Hands-on experience in loan reconciliation, portfolio health tracking, and real-time dashboards. Proven track record of due diligence of NBFCs and fintech companies. Strong analytical skills, with expertise in financial modeling and KPIs (NPA %, PAR, interest yield, etc.). Proficiency in Tally, Excel (advanced), and familiarity with ERP / LMS systems.
We are currently hiring for our client -
publicly listed NBFC, pioneering 100% digital loans in India.
We are looking for a
Chartered Accountant
with deep experience in digital lending who can own and scale our finance operations, portfolio health tracking, and financial reporting.
Key Responsibilities :
1. Loan Book & Portfolio Management
- End-to-end oversight of loan book across direct sourcing, co-lending, and BC partnerships.
- Build and maintain real-time dashboards to monitor loan book performance (NPA %, PAR, collections efficiency, etc.).
- Ensure accurate reconciliation of all loans (direct and partner-sourced) with bank statements, LMS, and accounting systems.
2. FLDG & Partnership Management
3. Evaluation & Due Diligence of NBFCs / Partners
4. Financial Reporting & Compliance
5. Automation & Process Optimization
6. Strategic Financial Planning
Key Skills & Experience :
digital lending or fintech-NBFC models.
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Senior Finance Manager • Jodhpur, Rajasthan, India
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